Standard Chartered's aXcessPlus is a revolutionary savings account that provides you with easy aXcess to your cash at 20,000 ATMs in India and 1 million VISA ATMs around the world
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^ Charges are levied for more than 5 non-Standard Chartered ATM transactions per month.

Additional Features

With the aXcessPlus account you also get:

  • International debit card
  • Phone banking
  • Online banking
  • Extended banking hours
  • Free multi-city cheque book when you maintain the minimum required average quarterly balance

Terms and Conditions apply. Certain features are currently unavailable in some branches. Please contact us for more information.

Please refer to Schedule of Service Charges for details on fees and tariffs.

FAQs

    • How does aXcessPlus work?
      aXcessPlus Account comes with a globally valid debit/ATM card that allows customers to access all Standard Chartered Bank ATMs and provides instant cash at all VISA Network ATMs in India and abroad.
      • aXcessPlus customers get free cash withdrawal facility at any VISA Network ATM in India (Charges are levied for more than 5 non-Standard Chartered ATM transactions per month if the average quarterly balance of Rs. 25,000 is not maintained.)
      • The debit card can be used to make purchases at over 326,000 merchant outlets in India.
    • Which ATMs can aXcessPlus customers use for free?
      aXcessPlus customers can withdraw cash at any VISA Network ATM in India free of any charge. (Charges are levied for more than 5 non-Standard Chartered ATM transactions per month if the average quarterly balance of Rs. 25,000 is not maintained.). This includes ATMs with the following banks in addition to Standard Chartered ATMs:
      • ICICI Bank
      • HDFC Bank
      • HSBC
      • Citibank
      • IDBI Bank
      • Axis Bank
      • Centurion Bank
      • Bank of Punjab
      • Corporation bank
      • IndusInd Bank
      • Kotak Mahindra Bank
      • Canara Bank
      • Dena Bank
      • Andhra Bank
      • State Bank of India
      • Development Credit Bank
      • Bank of India
      • Bank of Baroda
      • Syndicate Bank
    • In which cities do we currently offer aXcessPlus accounts?
      aXcessPlus customers can withdraw cash at any VISA Network ATM in India free of a aXcessPlus is currently offered in the following cities:
      Allahabad, Bhopal, Bhubaneshwar, Indore, Jalgaon, Ludhiana, Nagpur, Rajkot, Pune & Siliguri
    • What is a debit card?
      aXcessPlus customers can withdraw cash at any VISA Network ATM in India free of a The globally-valid Standard Chartered Debit Card is the easiest way of accessing your bank account. A debit card allows you to purchase goods at VISA Electron merchant establishments and withdraw funds from your bank account from any VISA Electron ATM in India and abroad.
    • What is the difference between a debit card and a credit card?
      The basic difference between a debit card and a credit card is that the debit card gives you access to your own money whereas a credit card is a form of loan that accesses a line of credit offered by your bank. Put in simple terms, a debit card is a buy-now-pay-now option while a credit card is a buy-now-pay-later option. Therefore, no interest is charged and you have no monthly repayments with a debit card.
    • What is the advantage of a debit card?
      Our debit card offers tremendous convenience in payments and helps reduce the amount of cash you need to carry. You always stay in control of your finances because you can only spend what you have when you access your own funds to make purchases and to withdraw cash.

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Value Easy Banking Pack - Personal Banking Customers

Your Value Easy Banking Pack consists of:

  • Savings account
  • Debit card
  • Convenient online banking
  • Easy mobile banking

Get more with these additions:

  • Free for life Platinum rewards credit card
  • High limit, low EMI on personal loan
  • Term deposit with attractive interest rates
  • 24 x 7 phone banking
  • eStatements
  • Convenient bill payment solutions

Banking made easy, freeing up your valuable time:

  • Single and simple application form
  • Single underwriting
  • Simple verification and documentation process
  • Better combo value proposition over a single product

Super Duper Value-Add!

2500 reward points on your credit card Activation

TnC
** 500 rewards for spends of INR 500 and above for first 5 transactions done in the first 3 months of card open date

Value Easy Banking Pack - Preferred Customers

How it works

Your Value Easy Banking Pack consists of:

  • Savings Account with a Preferred Platinum Debit Card
  • Free for Life Preferred World Credit Card
  • Temporary overdraft
  • Convenient online banking
  • Easy mobile banking

Maximise your returns with these benefits:

  • High limit, Low EMI on Personal Loan
    Or
    Personal Line of Credit#
  • Free-for-life Preferred World Credit Card
  • Term Deposit with attractive interest rates
  • 24 x 7 Phone Banking
  • eStatements
  • Convenient bill payment solutions

Banking made easy; your valuable time made free

  • Single and simple application form
  • Single underwriting
  • Simple verification and documentation process
  • Better combo value proposition over a single product

Super Duper Value-Add!

2500 reward points on your Credit Card Activation**

TnC
** 500 rewards for spends of INR 500 and above for first 5 transactions done in the first 3 months of card open date
# Customer can opt for either a personal loan or Personal Line of Credit

Click here to view Client Terms.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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