There are several types of credit cards that can address all your financial needs. One of the most common standard credit cards is the Rewards credit card.
Rewards credit cards – Like the name suggests, it can get you rewards upon purchases on your credit card. Some credit cards give discounts across a wide range of products and services, while others have special reward points for shopping at certain retailers. The user can accumulate these reward points and redeem them to purchase products and services across multiple online and offline stores. Some of the rewards credit cards offer bonuses to users for spending on specific categories. You can get the rewards in the form of gift certificates, or miles View the Standard Chartered Rewards credit cards to opt for a rewards option that suits your needs.
Apart from these standard credit cards, there are specialty credit cards, frequent flier credit cards, cards with specific reward programs and credit repair cards for the standard user etc. Each of these cards has a particular purpose, and they provide lucrative returns to the users, who know how to use them correctly.
- Cashback credit cards – as the name states, cashback credit cards offer the buyers cash rewards for purchases. You can use these cards for making online purchases or for Point of Sale (POS) purchases across numerous outlets to avail cashback. Opt for the Standard Chartered Super Value Titanium credit card or view other Standard Chartered credit cards that offer cashback.
- Rewards credit cards – The user accumulates reward points over the months of purchase, within a predetermined reward structure. The user can cash in these points during purchase of gift cards, electronics, plane tickets, jewellery and many others. The cardholder can also consider using these points to book hotel stays within the country or abroad, depending on the terms of the card. Get the Standard Chartered Platinum Rewards credit card or take your pick from the other cards here.
- Travel benefits credit cards – these cards are ideal for anyone who those who travels a lot. Hotel booking and ticket purchases can earn you of reward points. You could also get miles for spending on the card and avail of certain co-brand airline or hotel partner benefits. Travel the world with Emirates World credit cards!
- Retail reward credit cards – several credit cards are co-branded with some of the most popular online retailers in the country. The cards accumulate points with any purchase, but the cardholders get more points upon buying things from the co-branded retailers.
- Fuel cards – these credit cards can either be brand specific or general. Either way, they offer the user discounts upon the purchase of fuel. Many credit cards offer a cashback of up to 5% on purchase of fuel from the co-branded petrol pumps. The Standard Chartered Super Value Titanium credit card is one such card that give you cashback on fuel spends across all fuel stations in India.
- Airline miles cards – just like the gas cards, airline miles cards can be specific or generic. This specific type of a credit card gives the flier/user more points when they fly with a particular airline. The generic airline miles cards are ideal if you fly a lot, but are not a member of a frequent flier program. You can redeem your reward points from any airline that suits your needs of the moment.
Each one of the cards mentioned here has rewards programs in one form or another, but each of them has their specifications. So, before you get a credit card with a promising reward program, you should consider your lifestyle and daily necessities. Find a credit card that suits your lifestyle!
Credit cards can help your finances and credit records considerably, provided you know which ones to use. Choosing from several credit card options can be confusing. Simply explore the Standard Chartered list of credit cards that come with numerous benefits, as per your requirements!
