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Standard Chartered Bank – The Wall Street Journal Offer 2020: Terms and Conditions

  1. Definitions
    1.  Bank: Standard Chartered Bank, India.
    2. Offer: Bank’s savings account holder belonging to the Priority Segment will be eligible to get a 12-month complimentary subscription to WSJ.com (The Wall Street Journal’s digital platform) on the first successful transaction of any of the following during the Offer Period:
      1. Mutual fund purchases made through the Bank’s Online Mutual Funds platform during the Offer Period. The purchase of the mutual fund/s can be done in the form of a Systematic Investment Plan (SIP) or a lump sum. In case of a SIP, the minimum value of a single SIP or the cumulative minimum value of all SIPs set up in a calendar month should be INR 25,000/- (Rupees Twenty Five Thousand only). In case of a lump sum purchase, the minimum value of a single purchase or the cumulative minimum value of all purchases in a calendar month should be INR 2,50,000/- (Two lakh fifty thousand only).
      2. FX Remittance conducted through the Bank for a minimum equivalent of USD 2000 (Two thousand only)
      3. Finance Against Securities Overdraft (FAS-OD) facility availed for a minimum of INR 15,00,000/- (Rupees Fifteen Lakh only), with the first month average utilisation being for a minimum of INR 5,00,000/- (Rupees Five Lakh only)
    3. Offer Period: The offer period shall commence from 00:01 hours on 15 June 2020 and shall extend up to 24:00 hours on 31 July 2020.
  2. Offer Details
    1. A Bank’s savings accountholder belonging to the Priority Segment has to successfully complete any of the transactions as defined under point 1b above during the Offer Period to be eligible for the Offer.
    2. Bank’s Priority banking savings accountholder should be enrolled for investment services from the Bank and should have a complete, valid and subsisting mutual fund KYC (MF KYC), in order to utilise the Online Mutual Funds platform of the Bank.
    3. Credit decision on sanction of Finance Against Securities Overdraft facility is at the sole discretion of the Bank.
    4. The WSJ.com e-voucher will be sent by the Bank through email or SMS to those customers who qualify for the Offer and meet the Offer conditions, on the email address / mobile number registered with the Bank, within 60 days of the end of the Offer Period.
    5. This Offer is available only to Priority Segment customers of Standard Chartered Bank who successfully conduct any of the transactions as defined under point 1.2 during the offer period. Only first-time transactions are eligible for the offer. If a customer has conducted similar transactions in the past, they will not be eligible for the offer
    6. Each customer will only receive one WSJ.com e-voucher, irrespective of the number of qualifying transactions done.
    7. Transactions under point 1b that are subsequently cancelled or voided for any reason, will not be eligible for the WSJ.com e-voucher.
  3. Offer usage – Terms
    1. The WSJ.com e-voucher code needs to be activated on the WSJ.com redemption page within the validity date stipulated in the e-mail / SMS containing the code that will be sent to you.
    2. Once the voucher code is added, your subscription will be activated for a period of 12 months
    3. If lost / misused, the WSJ.com e-voucher cannot be replaced.
  4. Other Terms & Conditions
    1. This Offer is brought to you by Standard Chartered Bank. The Bank does not make any warranties or representation of the quality, merchantability, suitability or availability of the products or services included in this Offer.
    2. Any dispute in this regard shall be directly taken up by the customer with WSJ.com.
    3. Offers cannot be redeemed for cash or kind and cannot be used in conjunction with any other promotional offers or packages, unless otherwise indicated.
    4. The Bank reserves the right to modify / change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/ expiry date.
    5. Participation in this Offer is entirely voluntary, and it is agreed and understood by the participants that participation shall be deemed to have been made on a voluntary basis.
    6. The Offer shall not be available wherever it is prohibited under law and / or cannot be made for any reason whatsoever.
    7. All disputes under this offer are subject to the exclusive jurisdiction of the competent courts / tribunals of Mumbai.
    8. The Bank shall not be obliged to make any public announcements of the results of the Offer. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
    9. The Offer is non-transferable.
    10. By participating in the Offer, the participants agree to be bound by the terms and conditions contained herein.