Features

  • 365 days. 24/7

    Ability to transfer upto INR 2 Lakhs per transaction to any beneficiary added to your bank account.

  • Instant Confirmation

    Instant SMS / E-mail notification sent by the bank on your registered mobile number and e-mail ID.

  • One time transfer

    If you wish to carry out one time transfer without adding payee, you can use IMPS and transfer upto INR 10,000 per day.

How IMPS works



How to transfer money using an Account Number & the IFSC code?

  • Login to sc.com/in and click on Transfer.
  • Select 3rd Party Transfer & select beneficiary.
  • Select “IMPS” as transfer mode.
  • Enter other details & accept T&C for transfer.
  • Enter OTP received on your registered mobile number.
  • Transaction completed and confirmation SMS received.

View the list of IMPS participating banks here

How to transfer money using Mobile Number and Mobile Money MMID?

  • Login to sc.com/in and click on Transfer.
  • Select 3rd Party Transfer & select beneficiary with MMID.
  • Select Transfer Funds through IMPS using Mobile Number and MMID
  • Enter other details & accept T&C for transfer.
  • Enter OTP received on your registered mobile number.
  • Transaction completed and confirmation SMS received.

View the list of IMPS participating banks here

What is MMID?

Mobile Money Identifier (MMID) is a 7 digit code issued by a participating bank to their Mobile Banking registered customers for availing IMPS service as a beneficiary. Every account will have a unique MMID.
If you wish to receive funds using this mode, you need to generate a MMID for your account.

How to generate your MMID?

Online Banking
Login to www.sc.com/in >> Click on Transfer >> Manage MMID on your left hand side menu bar >> select the account for which MMID needs to be generated >> click on Setup MMID.

Mobile Banking
Login to SC Mobile >> Click on Move >> Manage MMID on your left hand side menu bar >> select the account for which MMID needs to be generated >> click on Setup MMID.

FAQ on IMPS

What is Immediate Payment Service (IMPS)?

Immediate Payment Service (IMPS) is an instant, 24X7 electronic funds transfer service. With this service, Standard Chartered Bank customer(s) can send money instantly to any other account held with IMPS participating banks, using Online Banking & SC Mobile.

What are the benefits of IMPS?
  • Instant Transfer
  • Available 24 x7 (functional even on holidays)
  • Safe and secure, easily accessible and cost effective
  • Channel Independent can be initiated from Mobile/ Internet
  • Debit & Credit confirmation by SMS

How can I access IMPS?

IMPS can be accessed through Online Banking & Standard Chartered Mobile.

Who can use IMPS?

All resident current and savings account holders of the bank who are registered for Online Banking or Standard Chartered Mobile are eligible for this service.

What details I need to transfer using IMPS?
  • You can transfer money using an Account Number & the IFSC code using IMPS.

OR

  • You can transfer money using Mobile Number and Mobile Money MMID using IMPS

What are the steps for IMPS fund transfer to account number & IFSC via Online Banking?
  • Login to sc.com/in
  • Click on Transfers
  • Select 3rd Party Transfer
  • Click on “Transfer NEFT/RTGS/IMPS” against intended beneficiary
  • Select debit account No
  • Select “IMPS” as transfer mode.
  • Enter other details like Transfer Date, Transaction Amount and Transaction remarks.
  • Click on Next
  • Confirm details and accept T&C for transfer.
  • Enter OTP received on your registered mobile number & click on “Submit” button,
  • Your transaction gets completed & you will also receive an SMS/email informing you about the relevant status.

What are the steps for IMPS fund transfer to account number & IFSC via Mobile Banking?
  • Login Using Standard Chartered Mobile
  • Click on Move
  • Click on Other transfers
  • Select intended beneficiary/payee
  • Select debit account No
  • Enter details like Transaction amount, Select “IMPS” as transfer mode.
  • Enter date of transfer
  • Click on Next
  • Confirm details and accept T&C for transfer.
  • Enter OTP received on your registered mobile number & click on “Submit” button,
  • Your transaction gets completed & you will also receive an SMS informing you about the relevant status

What are the steps for IMPS fund transfer to Mobile number & MMID via Mobile Banking?
  • Login Using Standard Chartered Mobile
  • Click on Move
  • Click on Other transfers
  • Select intended beneficiary/payee with MMID
  • Select debit account number
  • Enter details like Transaction amount, Select “IMPS” as transfer mode.
  • Enter date of transfer
  • Click on Next
  • Confirm details and accept T&C for transfer.
  • Enter OTP received on your registered mobile number & click on “Submit” button,
  • Your transaction gets completed & you will also receive an SMS informing you about the relevant status

What are the steps for IMPS fund transfer to account number and IFSC code via Online banking using One Time Transfer?
  • Login to sc.com/in
  • Click on Transfers
  • Select One Time Transfer
  • Click on “Bank IFSC Code & Account Number”
  • Enter details for transfer like Debit Account number, IFSC, account number & Amount
  • Select “IMPS” as transfer mode.
  • Click on Next
  • Confirm details and accept T&C for transfer.
  • Enter OTP received on your registered mobile number & click on “Submit” button,
  • Your transaction gets completed & you will also receive an SMS/email informing you about the relevant status.

Learn more »

FAQ on IMPS

    • What is Immediate Payment Service (IMPS)?

      Immediate Payment Service (IMPS) is an instant, 24X7 electronic funds transfer service. With this service, Standard Chartered Bank customer(s) can send money instantly to any other account held with IMPS participating banks, using Online Banking & SC Mobile.

    • What are the benefits of IMPS?
      • Instant Transfer
      • Available 24 x7 (functional even on holidays)
      • Safe and secure, easily accessible and cost effective
      • Channel Independent can be initiated from Mobile/ Internet
      • Debit & Credit confirmation by SMS

    • How can I access IMPS?

      IMPS can be accessed through Online Banking & Standard Chartered Mobile.

    • Who can use IMPS?

      All resident current and savings account holders of the bank who are registered for Online Banking or Standard Chartered Mobile are eligible for this service.

    • What details I need to transfer using IMPS?
      • You can transfer money using an Account Number & the IFSC code using IMPS.

      OR

      • You can transfer money using Mobile Number and Mobile Money MMID using IMPS

    • What are the steps for IMPS fund transfer to account number & IFSC via Online Banking?
      • Login to sc.com/in
      • Click on Transfers
      • Select 3rd Party Transfer
      • Click on “Transfer NEFT/RTGS/IMPS” against intended beneficiary
      • Select debit account No
      • Select “IMPS” as transfer mode.
      • Enter other details like Transfer Date, Transaction Amount and Transaction remarks.
      • Click on Next
      • Confirm details and accept T&C for transfer.
      • Enter OTP received on your registered mobile number & click on “Submit” button,
      • Your transaction gets completed & you will also receive an SMS/email informing you about the relevant status.

    • What are the steps for IMPS fund transfer to account number & IFSC via Mobile Banking?
      • Login Using Standard Chartered Mobile
      • Click on Move
      • Click on Other transfers
      • Select intended beneficiary/payee
      • Select debit account No
      • Enter details like Transaction amount, Select “IMPS” as transfer mode.
      • Enter date of transfer
      • Click on Next
      • Confirm details and accept T&C for transfer.
      • Enter OTP received on your registered mobile number & click on “Submit” button,
      • Your transaction gets completed & you will also receive an SMS informing you about the relevant status

    • What are the steps for IMPS fund transfer to Mobile number & MMID via Mobile Banking?
      • Login Using Standard Chartered Mobile
      • Click on Move
      • Click on Other transfers
      • Select intended beneficiary/payee with MMID
      • Select debit account number
      • Enter details like Transaction amount, Select “IMPS” as transfer mode.
      • Enter date of transfer
      • Click on Next
      • Confirm details and accept T&C for transfer.
      • Enter OTP received on your registered mobile number & click on “Submit” button,
      • Your transaction gets completed & you will also receive an SMS informing you about the relevant status

    • What are the steps for IMPS fund transfer to account number and IFSC code via Online banking using One Time Transfer?
      • Login to sc.com/in
      • Click on Transfers
      • Select One Time Transfer
      • Click on “Bank IFSC Code & Account Number”
      • Enter details for transfer like Debit Account number, IFSC, account number & Amount
      • Select “IMPS” as transfer mode.
      • Click on Next
      • Confirm details and accept T&C for transfer.
      • Enter OTP received on your registered mobile number & click on “Submit” button,
      • Your transaction gets completed & you will also receive an SMS/email informing you about the relevant status.

    • What are the steps for IMPS fund transfer to Account number & IFSC code via Mobile Banking using One Time Transfer?
      • Login Using Standard Chartered Mobile
      • Click on Move
      • Click on One Time Transfer
      • Enter details for transfer like IFSC, account number & Amount
      • Select Debit Account number
      • Enter details like Transaction amount, Select “IMPS” as transfer mode.
      • Enter date of transfer
      • Click on Next
      • Confirm details and accept T&C for transfer.
      • Enter OTP received on your registered mobile number & click on “Submit” button,
      • Your transaction gets completed & you will also receive an SMS informing you about the relevant status

    • What are the steps for IMPS fund transfer to Mobile number and MMID via Online banking using One Time Transfer?
      • Login to sc.com/in
      • Click on Transfers
      • Select One Time Transfer
      • Click on “MMID & Mobile Number”
      • Enter other details for transfer like Debit Account no, MMID, Mobile No. & Amount
      • Select “IMPS” as transfer mode.
      • Click on Next
      • Confirm details and accept T&C for transfer.
      • Enter OTP received on your registered mobile number & click on “Submit” button,
      • Your transaction gets completed & you will also receive an SMS/email informing you about the relevant status.

    • What are the steps for IMPS fund transfer to Mobile number and MMID via Online banking using One Time Transfer?
      • Login to sc.com/in
      • Click on Transfers
      • Select One Time Transfer
      • Click on “MMID & Mobile Number”
      • Enter other details for transfer like Debit Account no, MMID, Mobile No. & Amount
      • Select “IMPS” as transfer mode.
      • Click on Next
      • Confirm details and accept T&C for transfer.
      • Enter OTP received on your registered mobile number & click on “Submit” button,
      • Your transaction gets completed & you will also receive an SMS/email informing you about the relevant status.
    • What are the steps for IMPS fund transfer to Account number & IFSC code via Mobile Banking using One Time Transfer?
      • Login Using Standard Chartered Mobile
      • Click on Move
      • Click on One Time Transfer
      • Enter other details for transfer like Mobile no, MMID.
      • Select Debit Account number
      • Enter details like Transaction amount, Select “IMPS” as transfer mode.
      • Enter date of transfer
      • Click on Next
      • Confirm details and accept T&C for transfer.
      • Enter OTP received on your registered mobile number & click on “Submit” button,
      • Your transaction gets completed & you will also receive an SMS informing you about the relevant status

    • How to generate your MMID using Online Banking?

      Login to www.sc.com/in >> Click on Transfer >> Manage MMID on your left hand side menu bar >> select the account for which MMID needs to be generated >> click on Setup MMID.

    • How to generate your MMID using Mobile Banking?

      Login to SC Mobile >> Click on Move >> Manage MMID on your left hand side menu bar >> select the account for which MMID needs to be generated >> click on Setup MMID.

    • What is OTP?

      OTP stands for One Time Password sent on your registered mobile number.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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