Achieve your dream of owning a home in Kenya.
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  • Maximum Tenor - 20 years

    This will depend on the employment contract and the retirement age.

  • Loan to value ratio up to 80%

    Value as determined by a Standard Chartered appointed valuer.

Additional Features

You will be required to open a Current Account with Standard Chartered Bank Kenya and set up an irrevocable standing order from your foreign account to this account from which we will recover the monthly repayment to the mortgage.

Terms and Conditions apply


If you are working out of the country, you can now achieve your dream of owning a home in Kenya with Standard Chartered Bank. Where you wish to buy a property as an investment or you just want somewhere of your own to come home to when you visit, our mortgage product for non-resident Kenyans is the best way for you to make it a reality.

Getting started – steps to follow to take advantage of our mortgage products:
  • Once you have identified the property you wish to purchase, obtain a letter of offer from the seller or a sale of agreement. This should be signed by yourself as the purchaser and seller
  • Send an email to us ( with your mortgage requirements
  • We will then respond to you based on your requirements and advice on how to proceed with the application process.
  • Please note that you will be required to appoint a power of attorney to act on your behalf in Kenya

All required copies have to be certified by a Notary Public. Where your documents are written in a foreign language, a translation signed by the Notary Public is required.

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