Discount on your personal loan interest rate.
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Details

Enjoy perks for your pay with Standard Chartered's Salary Solution. Choose between a personal loan with a salary account and credit card (Salary Solution) or a personal loan with a salary account only (Salary Solution Lite) and enjoy a discount on your personal loan interest rate plus much more, all with just one application form.

Salary Solution

Features

  • Personal Loan with a Salary Account and a Credit Card
  • Discount on your personal loan interest rate
  • Complete a single application form
  • Only one set of documents to be submitted
  • 3-day service guarantee
  • Internet and mobile banking services
Salary Solution Lite

Features

  • Personal Loan with a Salary Account
  • Discount on your personal loan interest rate
  • Complete a single application form
  • Only one set of documents to be provided / submitted
  • 3-day service guarantee
  • Internet and mobile banking services

Eligibility

Documents Required
  • Salaried individuals with a minimum gross salary of KES 15,000 per month
  • Introduction letter from employer on company letterhead
  • Proof of income (Certified copy of pay slip) and bank statement where applicable*
  • Copy of ID / passport
  • One passport-sized photograph where applicable*

*Applies to new customers only

FAQ

What are the benefits of Salary Solution and Salary Solution Lite?

There are three key benefits:

  • Discounted personal loan interest rate
  • Single application form for all products and services
  • Only one set of documents are required
What happens if I take the Salary Solution but close my current account at a later stage or don't activate my credit card?

The preferential pricing is offered based on the entire Salary Solution package. If you close any of the other constituent products then the bank will withdraw the pricing benefit on the Personal Loan and increase the pricing to the normal rate (as may be applicable at that point in time).

What fees and charges apply to Salary Solutions?

There are no separate fees for the Salary Solution, however you will be subject to 2.5% arrangement fees and insurance fees. The fees applicable on the constituent products apply – refer to our current tariff guide for details.

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