Offers 5% cash back* every time you spend on dining or fuel.
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Exclusive Benefits

Rewards Programme

Earn Credit Card reward points each time you use your Standard Chartered VISA Platinum Credit Card for shopping, entertainment, travel, online purchases or for paying for utility bills. You will automatically be enrolled into the programme. Register and log in at 360° Rewards

Points on every purchase

You will earn 1.5 reward points on every purchase worth KES100 on your Standard Chartered Platinum Credit Card. Even purchases on your supplementary Credit Card will earn you Reward points. The more you spend on your Credit Card the more reward points you accumulate.

Fabulous gifts await you

Reward points can be redeemed for a wide range of exciting gifts featured in the catalogue. The reward points expire every three years and can be redeemed for gift vouchers while your Credit Card is valid. You need to accumulate a minimum of 5,000 reward points to redeem it for gifts / vouchers for the first time.

Cash Back

Every time you use your Standard Chartered Platinum Credit Card to pay for dining and fuel bills you will be rewarded with 5% Cash Back. So indulge and make more out of your spend. Make the Standard Chartered Platinum Credit Card your preferred method of payment. The maximum Cash Back per Card account, per month per fuel and dining categories will be KES 250 respectively.


Cash Back is available on specific Merchant Category Codes for fuel stations. Fuel Stations are defined as retail establishments that sell petrol and diesel. The above definition of Fuel Stations is only indicative and coined for the purpose of explaining the offer. Identification of outlets as Fuel Stations is based on the Merchant Category Codes allotted by Visa & MasterCard. Standard Chartered Bank will not be responsible for providing Cash Back for purchases at outlets that have not registered themselves under Merchant Category Codes assigned for Fuel Stations by Visa and MasterCard. The categories of Cash Back (Fuel Stations) can be changed or withdrawn at any point of time. Any such change will be communicated to the Card holder through the monthly Card statement. The Cash Back earning Merchant Category Codes will not earn reward points.

Credit Life Insurance
  • Designed in your interest
    Credit Life Insurance is an optional insurance programme to safeguard against setbacks brought about by a prolonged illness, injury or death. From as little as KES 80 Cents for every KES 1,000 of your Card balance, get peace-of-mind against life's uncertainties. The Credit Life Insurance charges will appear in your monthly Credit Card Statement under a separate heading "Credit Life Insurance charge".

  • Waiver of outstanding balances*
    In the unfortunate event of permanent disability or death, the entire outstanding balance amount on your Standard Chartered Platinum Credit Card account, including the balance amount on all your supplementary Credit Cards, will be waived off without causing any inconvenience to your loved ones.

  • Easy to claim benefits
    Just call 329 3900 and we will guide you through the procedure and help you to complete all the necessary forms. We will ensure that you have total peace-of-mind and that is the powerful assurance brought to you by Credit Life Insurance.
Purchase Protection and Extended Warranty Policy

At Standard Chartered we believe in peace of mind and offer you Purchase Protection cover against theft, damage or faulty operation for the first 90 days from date of purchase. We offer you a Purchase Protection Extended Warranty against theft, damage or faulty operation up to USD1,500 per item, USD5,000 per incident and USD20,000 max per year. Registration is not necessary. The coverage doubles that of the original manufacturer's warranty period, up to twenty-four (24) months from the date the covered purchase was bought. Terms and conditions apply. Refer to the detailed policy under terms and conditions.

Access to Visa luxury Hotel Collection

Your Platinum Card gives you access to over 700 properties that are evaluated annually and invited to join by Kiwi Collection. The properties include major luxury properties from Ritz, Carlton, Mandarin oriental, Four Seasons as well as many Boutique hotels. Visit

Free lost Card Cover

As a Standard Chartered Platinum Credit Card holder, you do not have to worry about loss or theft of your Credit Card. You are protected against abuse or misuse of your Platinum Credit Card for the first 24 hours; to the extent of a maximum limited liability of KES 200,000 for any one event and KES 400,000 per Card account per year. You would need to report loss or theft of the Card within 24 hours. To claim the insurance benefits of any misuse of the funds on your Card you need to produce a copy of the police abstract.

Travel Privileges Programme
  • Free travel inconvenience benefits
    Platinum Card holders will get reimbursements for travel expenses caused by baggage loss or baggage delays, flight delays or cancellations (up to USD 1,500). This benefit also covers loss of passport during travel.

  • Free Travel Insurance
    As a Standard Chartered Platinum Card holder, you enjoy free travel accident insurance up to USD8000.

  • Priority on special air fares and tour packages
    You can enjoy access and priority on special fares and tour packages when you make your travel arrangements with the Standard Chartered Platinum Credit Card at Acharya Travel Agencies Ltd.

  • Free airport transfers
    As a Standard Chartered Platinum Credit Cardholder you will have the advantage of free airport transfers in Nairobi (to and from JKIA) for international travel when making travel bookings with Acharya Travel Agencies Ltd. (subject to a minimum purchase of USD 1500 per cardholder)
My Stanchart Privileges

With Standard Chartered Visa Debit or Credit card, you can enjoy up to 15% discount from our feature merchants.

Credit life terms and conditions apply.

Card Features

Chip and PIN technology

Our Credit Cards utilize advanced Chip and PIN technology which has internationally reduced Credit fraud. The computer chip embedded in the Card uses advanced encryption technology to counter fraud and reduce card crime, making all your transactions safer. When you use a Chip and Pin card at the point of sale, you may be prompted to enter your PIN. In such cases your PIN replaces your signature. Its therefore important to memorize and keep your PIN safely.

Enhanced Online Security

Our credit cards are enhanced with an additional layer of security through the Verified By VISA service. This means that through the VISA secured network, our cards are even more protected against unauthorized use and fraudulent activity while transacting online. Cardholders can confidently use their Standard Chartered Credit Card for online purchases through the use of a One Time Password (OTP) to authenticate the transactions. Get more information here.

Instant cash advances

Your Card allows cash advances from thousands of Visa / Plus ATMs worldwide, providing access to cash anywhere, anytime.

Worldwide recognition and acceptance

Welcomed and honored in over 23 million establishments across more than 200 countries.

Convenience at your fingertips

Our 24-hour Contact Centre is available for your convenience. (329 3900)

Supplementary Cards for your immediate family

Enjoy the convenience of up to 5 Supplementary Cards for your immediate family members.

Easy Credit
  • The power and flexibility to plan your payments.
  • Interest-free Credit for up to 50 days. Statements are generated once a month & you can repay the outstanding balance within 20 days from the statement date. You pay absolutely no interest if you settle your bills in full before the payment due date (except for cash advances).
  • Pay as little as the minimum amount due each month, and the balance at your convenience.
  • There is an interest charge applicable to your Credit Card levied on your outstanding amount. Please refer to the schedule of charges as outlined in the latest 'Service & Price Guide'.

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