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Times have changed. Time to ensure your income is protected.

Ke vantage insurance masthead

Times have changed. Time to ensure your income is protected.

An Income replacement plan with Death and Disability Benefits.

The changing times have heightened the need to protect one’s income. That’s why we have partnered with Prudential Life Assurance Kenya to introduce Vantage Insurance. A life cover with retrenchment benefits that ensures you continue to receive a monthly income for up to 12 months.

Vantage Insurance

The Bridge to your next adventure

Benefit Summary

Plan Options
Plan I
Plan II
Plan III
Plan IV
Salary Bands 10,000- 80,000 80,001 – 165,000 165,001 – 250,000 250,001 – 416,000
Disability Benefit 200,000 300,000 400,000 500,000
Death Benefit 200,000 300,000 400,000 500,000
Last Expense Benefit 100,000 100,000 100,000 100,000
Retrenchment Benefit Benefit drawn is the lower of the last drawn net salary or the upper limit of the monthly salary band that you select (This benefit has a waiting period of 9 months)
Retrenchment Cover for

6 months

1,055 2,120 2,575 4,425
Retrenchment Cover for

 9 months

1,540 3,120 3,790 6,550
Retrenchment Cover for

 12 months

2,025 4,125 5,005 8,680


  • Retrenchment is a form of dismissal from employment due to no fault of the employee. It is a process whereby the employer determines one or more individuals or roles in an organisation redundant.

  • No, No benefits will be paid if retrenchment or redundancy arises from acceptance of voluntary retrenchment, fraud, dishonesty or any illegal conduct; participation in any strike action, labour disturbance, unrest, political activity, civil commotion, public disorder or riot.

  • No. Self-employed individuals or those employed in a family business are not eligible for this product.

  • No, this insurance cover is exclusive to full-time salaried employees

  • First, you must have an SCB payroll account. Download the SC Mobile App and open an account. Next, click on “Let’s get in touch” button at the top of the page, and the application form will be sent to you.

  • If you have any concerns or complaints concerning this product or our service, please send us an email at ke.service@sc.com and we will respond within 2 working days

Terms & Conditions


This solution is underwritten by Prudential Life Assurance Kenya Limited, who are liable for any loss arising out of the insurance products including payment of claims on this product. Insurance products are distributed through Standard Chartered Bancassurance Intermediary Limited (SCBIL), a wholly owned subsidiary of Standard Chartered Bank, and is regulated by the Insurance Regulatory Authority. Standard Chartered Bank Kenya Limited is regulated by the Central Bank of Kenya. Terms and conditions apply.