Standard Chartered Saadiq Personal Banking
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Islamic Banking

We offer you Standard Chartered Saadiq - a complete range of Shariah-compliant solutions delivered with international levels of quality andservice. These products are designed by a team of Islamic finance experts and are formally certified by an independent Shariah Supervisory Committee, comprised of world-renowned Islamic scholars.

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Saadiq Current Accounts

Saadiq Current accounts are designed to offer you security, flexibility and convenience through a simple bank account with the assurance that your funds will only be utilised by the Bank in its Shariah-compliant business.

    Open a Shariah compliant Current Account and enjoy the following benefits:
  • Free international Debit Card providing 24/7 electronic access to your Bank account funds.
  • Perform unlimited transactions and write as many cheques as you need.
  • Choose any of the banking services: Online banking/Phone banking/Mobile banking/ATMs/Cash and cheque deposit machine
  • Fatwa Current Account

Saadiq All-in-One Account

With Standard Chartered Bank Saadiq All-in-One Account, pay just one fee for all your monthly account transactions in a Shariah compliant manner.


Saadiq Hifadhi Account

Take advantage of our Standard Chartered Bank Saadiq Hifadhi Account. You can do your day-to-day banking and pay as you transact, with the added benefit of no monthly fees.


Saadiq Priority Account

Whatever your priorities are, count on us to provide banking services and solutions you deserve. At Standard Chartered Saadiq Priority Banking, we recognise your total relationship.


Debit Card

When you carry out transactions using your Debit Card, you can be sure that your funds will be withdrawn from your Shariah compliant account. There are no interest-related charges on your Debit Card.

We at Standard Chartered Saadiq are committed to offering Shariah compliant banking services and ensure that your hard earned funds remain Riba-free.

  • Access your funds whenever and wherever you need it
  • Instant shopping, swipe your card and sign a receipt
  • Hassle-free shopping
  • Manage your funds, spend only as much as you have in your account
  • Safer than carrying cash
  • Travel the World with one card

Financing

Saadiq Home Financing
  • Saadiq Home Finance facility operates on the 'Diminishing Musharakah' concept which is based on a rental & purchase component structure. Saadiq Home Finance is a fully Shariah compliant financing facility, offered by Standard Chartered Bank. Saadiq Home Finance has been carefully developed by an international team of professionals with Islamic financial expertise, who ensure that our products are within the guidelines of Islamic finance.
  • Buy a house or transfer your existing home finance to Standard Chartered Saadiq Home Finance. It is all Shariah compliant and offers competitive pricing.
  • Choosing the right Home Finance is important. Our Shariah compliant home financing solution is tailor made to suit the needs of you and your family. We offer highly competitive home finance in Kenya.
    Here's how:

    Homebuyers finance up to KES 100 million, which means you will never have to compromise on the house you really want for yourself and your family. What's more you enjoy all these other benefits:

    • Longer tenor periods up to 25 years
    • Available to business owners
    • Available to non-resident Kenyans
    • Available to expatriates
    • Faster processing

    Longer Periods

    With longer home finance tenure periods of up to 25 years, your monthly payments become so much more affordable. Plus you enjoy all these benefits:

    • Higher home facility up to KES 100 million
    • Available to business owners
    • Available to non-resident Kenyans
    • Available to expatriates
    • Faster processing

    Competitive profit rates as low as 13.4%

    The home finance is available to business owners like you to ensure we help you meet your goals by providing you with the right options. Plus you enjoy all these benefits:

    • Higher home facility up to KES 100 million
    • Available to business owners
    • Available to non-resident Kenyans
    • Available to expatriates
    • Faster processing

    Eligibility

    • All Kenyan citizens, permanent residents or expatriates are eligible
    • Maximum age at the end of the home finance tenor must be 60 or retirement age, whichever is earlier
    • Salaried customers or directors of reputable companies or well-established SMEs with demonstrable and verifiable monthly income for the past 12 months
    • Professionals and consultants who earn a regular monthly income and are purchasing a residential property for owner occupation

    Documents Required

    • Completed and signed application form
    • Certified copies of last 3 pay slips
    • Certified letter from employer stating terms of employment
    • Certified copy of ID / passport
    • Copy of PIN certificate
    • Sale agreement
    • Documentary evidence of any other income
    • Certified copies of bank statements for 12 months (for non-Standard Chartered customers)
    • 3 colour passport-sized photos (for non-Standard Chartered customers)
    • Copy of title deed
    *Requirements may be more or vary for Kenyans residing out of the country

    Requirements for a Home finance

    Home Finance Transfer

      Home Finance statement for the last 6 months Completed and signed application form
    • Certified copies of last 3 pay slips
    • Certified letter from employer stating terms of employment (it should include your pay / position / duration of service / retirement age)
    • Certified copy of ID / passport
    • Copy of PIN certificate
    • Documentary evidence of any other income
    • Certified copies of bank statements for 12 months (for non-Standard Chartered customers)
    • 3 colour passport-sized photos
    • Copy of title deed

  • Fatwa Home Finance

Saadiq Wealth Management

Our diverse range of Shariah-compliant Sukuks and Mutual Funds help you make the right investment choice according to your risk appetite and goals

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(020) 329 3900
0722-203666
0732-143900

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