Bridging Loan

This- is a contract between a borrower and Standard Chartered Bank whereby Standard Chartered Bank provides the borrower with a certain amount of currency (domestic or foreign), for a period in excess of one day and not exceeding one year.

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Short Term Money Market Loan

This is a contract between a borrower and Standard Chartered Bank (a lender) whereby the lender provides the borrower with a certain amount of currency, domestic or foreign, for a period not exceeding one year.

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Drawing Against Un-cleared Effects (DAUE)

This refers to funds drawn on a customer‟s account against cheques (normally only local currency) deposited to the same account but not yet processed and cleared through the cheque clearing system.

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Overdraft

overdraft facility is a revolving borrowing facility repayable on demand, made available in connection with a current account.

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Term Loan

This is a contract between a borrower and a lender, that is Standard Chartered Bank whereby the lender provides the borrower with a certain amount of currency, be it domestic or foreign, for a period in excess of one year and up to 5 years.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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