Loan on Card

Enjoy no-frills, easy loan facility just using your Standard Chartered Credit Card with 'Loan on Card'.

How it works

Cash emergencies are never pre-planned. No matter how prosperous you may be, there may be times when cash in kind is never around. That's why with Standard Chartered 'Loan on Card' we offer you an easy loan facility to get the cash you need in quick time and with no documentation. You also have the benefit of settling the loan in easy instalments at preferential rates. Simply call the Bank and state your requirement. Your request will be processed in two working days.

Key benefits

• No paper work
• Easy instalment billing
• Lower interest rates
• Quick delivery of pay order

Key features

• Minimum loan amount: Rs. 30,000
• Maximum loan amount: up to 70% of the available balance on your Credit Card
• Loan repayment: Refer to illustration below for a Rs. 30,000 loan,

Tenure	6	12	24	36
Monthly instalment (In Rs.)	5,000	2,500	1,498	1,085
One off processing fee (In Rs.)	2,100 (7%)	3,150 (10.5%)	600 (2%)	600 (2%)
Monthly interest (In %)	0%	0%	1.5%	1.5%



• Stamp duty: Applicable government levy on the loan amount
• 360° Rewards Points/Miles will not be awarded for this facility.
• This is a special promotional offer to selected Credit Cardholders only. The Cardholders are selected solely at the discretion of Standard Chartered Bank.