Benefits

  • FlySmiLes Miles

    560pximage

    Earn 2 FlySmiLes miles for every Rs. 100 spent overseas and Earn 1 FlySmiLes mile for every Rs. 100 spent locally.

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  • Bonus FlySmiLes Miles

    560pximage

    Enjoy up to 5,000 Bonus FlySmiLes miles on balance transfers and 2,000 Bonus FlySmiLes miles when you apply online

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  • Complimentary Air Ticket

    560pximage

    A complimentary Air Ticket for your companion, at a discounted redemption rate upon meeting the required spend criteria.

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  • FlySmiLes Silver Tier benefits

    560pximage

    Enjoy benefits, such as lounge access, excess baggage, Priority check-in and much more

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  • 1. International Privileges

    Enjoy exclusive offers on lodging, golf, transportation and airport services worldwide

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  • 2. International Concierge Service

    Enjoy around-the-clock access to the Visa Platinum Concierge and get assistance for any travel and other emergency assistance services absolutely free.

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  • 3. Airport yQ meet and assist service

    Enjoy up to 15% savings on the Yq meet & assist service and have the convenience of fast track immigration at over 280 International airports.

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  • 4. Smart Cheque

    Make payments to educational institutions or any other Merchant establishment with your Credit Card. Enjoy repaying the transaction in equal monthly instalments at preferential rates.

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  • 5. Zero Surcharge

    Enjoy Zero Surcharge on airfare and travel packages at our partner travel establishments coupled with complimentary travel insurance.

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  • 6. Loan on Card

    Enjoy repaying the transaction in equal monthly instalments at preferential rates.

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  • 7. Credit Ease

    Transfer outstanding balances from your other bank Credit Cards to your Standard Chartered Credit Card and enjoy convenience and savings.

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  • 8. Easy Pay

    Repay Banquet and Medical transactions in equal monthly instalments at preferential rates.

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  • 9. 0% Installment Plans

    Purchase goods with your Credit Card and enjoy settling the bill in equal Installments at 0% interest.

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  • 10. Travel Insurance

    Purchase your return Air Tickets using your Standard Chartered Credit Card. You and your family will be entitled to a complimentary Travel Insurance cover.

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  • 11. e-statements

    Help save trees and keep the world greener by choosing to sign up for e-statements.

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  • 12. SMS Banking

    A secure and convenient way to access your account information instantly at any time anywhere.

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  • 13. Pay by Phone

    Pick up the phone and pay all your routine bills, even transfer funds and remit money. It's that easy!

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  • 14. i-Banking

    Do all your banking transactions online from home, office or on the move. Simply log in!

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Rates and Fees

Membership & Financial fees
Annual fee - Primary Card Rs. 8,500
Annual fee - Supplementary Card Free of Charge
Joining fee - Primary Card Rs. 1,500
Joining fee - Supplementary Card Free of Charge
Cash advance fee Rs. 900
Late payment fee Rs. 900
Over limit fee Rs. 900
Interest rate (Retail and Cash Advances) 2% p.m. (28% p.a)
Interest free period 48 days
Minimum amount due 1% of your retail transaction balance, 100% of fees/ charges/ Interest and 5% of the loan instalment balance or Rs. 500 whichever is higher
Payment due date from statement date 18 days
Cash advance % on credit limit (maximum) 50%

Eligibility

Requirement
1. You should be at least 18 years of age
2. You should have a permanent job that pays you a minimum net income
of Rs. 50,000
Documentation required
Salaried - -Copy of identification ( NIC / Passport / DL)
-Certified latest salary slip or letter from employer confirming salary
-Proof of variable income for the last 3 months
-Proof of any other fixed allowance
-Billing proof
-In the event more information is required the Bank will contact you
Self Employed - -Copy of Identification ( NIC / Passport / DL)
-Letter from auditor confirming annual Income for the last 2 years
-Business Registration Certificate
-Bank statements of the previous 6 months ( Company & Personal)
-In the event more information is required the Bank will contact you
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