Benefits

  • Arpico Privilege Points

    560pximage

    3 Arpico Privilege points for every Rs.100 spent at any Arpico Supercenter and 1 point for every Rs. 200 spent anywhere locally or overseas*

    Learn more

  • Travel Insurance

    560pximage

    Purchase your return Air Ticket using your Standard Chartered Credit Card. You and your family will be entitled to a complimentary Travel Insurance cover.

    Learn more

  • Loan on Card

    560pximage

    Easy loan facility to get the cash you need in quick time and with no documentation. Enjoy repaying the transaction in equal monthly instalments at preferential rates.

    Learn more

  • 1. Smart Cheque

    Make payments to educational institutions or any other Merchant establishment with your Credit Card. Enjoy repaying the transaction in equal monthly instalments at preferential rates.

    Find Out More »

  • 2. Zero Surcharge

    Enjoy Zero Surcharge on airfare and travel packages at our partner travel establishments coupled with complimentary travel insurance.

    Find Out More »

  • 3. Credit Ease

    Transfer outstanding balances from your other Bank Credit Cards to your Standard Chartered Credit Card and enjoy convenience and savings.

    Find Out More »

  • 4. Easy Pay

    Repay Banquet and Medical transactions in equal monthly instalments at preferential rates.

    Find Out More »

  • 5. 0% Instalment Plans

    Purchase goods with your Credit Card and enjoy repaying the transaction in equal monthly instalments at 0% interest.

    Find Out More »

  • 6. Safety Net

    Pay a nominal monthly premium and cover your credit card outstanding for Permanent total disability or natural/accidental death up to Rs.2 Million

    Find Out More »

  • 7. Smart Wallet

    Safeguards yourself against fraudulent usage of your Credit Card in case of loss of your wallet

    Find Out More »

  • 8. e-statements

    Help save trees and keep the world greener by choosing to sign up for e-statements.

    Find Out More »

  • 9. SMS Banking

    A secure and convenient way to access your account information instantly at any time anywhere

    Find Out More »

  • 10. Pay by Phone

    Pick up the phone and pay your routine bills, transfer funds and remit money. It's that easy!

    Find Out More »

  • 11. i-Banking

    Do all your banking transactions online from home, office or on the move. Simply log in!

    Find Out More »

Rate and Fees

Membership and Financial Fees Platinum Gold
Annual fee - Primary Card Rs. 5,000 Rs. 2,500
Annual fee - Supplementary Card Rs. 2,000 Rs. 1,000
Joining fee - Primary Card Rs. 1,500 Rs. 500
Joining fee - Supplementary Card Free of Charge Free of Charge
Cash advance fee Rs. 900 Rs. 900
Late payment fee Rs. 900 Rs. 900
Over limit fee Rs. 900 Rs. 900
Interest rate (Retail and Cash Advances) 2% p.m. (24% p.a)
Interest free period 48 days
Minimum amount due 1% of your retail transaction balance, 100% of fees/ charges/ Interest and 5% of the loan instalment balance or Rs. 500 whichever is higher
Payment due date from statement date 18 days
Cash advance % on credit limit (maximum) 50%

Eligibility

Requirement
1. You should be at least 18 years of age
2. You should have a permanent job that pays you a minimum net income of Rs. 50,000 for a Platinum Card and Rs. 30,000 for a Gold Card
Documentation required
Salaried - -Copy of identification ( NIC / Passport / DL)
-Certified latest salary slip or letter from employer confirming salary
-Proof of variable income for the last 3 months
-Proof of any other fixed allowance
-Billing proof
-In the event more information is required the Bank will contact you
Self Employed - -Copy of Identification ( NIC / Passport / DL)
-Letter from auditor confirming annual Income for the last 2 years
-Business Registration Certificate
-Bank statements of the previous 6 months ( Company & Personal)
-In the event more information is required the Bank will contact you
Back to Top