• Arpico Privilege Points

    Arpico Privilege Points

    3 Arpico Privilege points for every Rs.100 spent at any Arpico Supercenter and 1 point for every Rs. 200 spent anywhere locally or overseas*

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  • Travel Insurance

    Travel Insurance

    Purchase your return Air Ticket using your Standard Chartered Credit Card. You and your family will be entitled to a complimentary Travel Insurance cover.

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  • Loan on Card

    Loan on Card

    Easy loan facility to get the cash you need in quick time and with no documentation. Enjoy repaying the transaction in equal monthly instalments at preferential rates.

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  • 1. Smart Cheque

    Make payments to educational institutions or any other Merchant establishment with your Credit Card. Enjoy repaying the transaction in equal monthly instalments at preferential rates.

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  • 2. Zero Surcharge

    Enjoy Zero Surcharge on airfare and travel packages at our partner travel establishments coupled with complimentary travel insurance.

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  • 3. Credit Ease

    Transfer outstanding balances from your other Bank Credit Cards to your Standard Chartered Credit Card and enjoy convenience and savings.

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  • 4. Easy Pay

    Repay Banquet and Medical transactions in equal monthly instalments at preferential rates.

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  • 5. 0% Instalment Plans

    Purchase goods with your Credit Card and enjoy repaying the transaction in equal monthly instalments at 0% interest.

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  • 6. Safety Net

    Pay a nominal monthly premium and cover your credit card outstanding for Permanent total disability or natural/accidental death up to Rs.2 Million

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  • 7. Smart Wallet

    Safeguards yourself against fraudulent usage of your Credit Card in case of loss of your wallet

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  • 8. e-statements

    Help save trees and keep the world greener by choosing to sign up for e-statements.

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  • 9. SMS Banking

    A secure and convenient way to access your account information instantly at any time anywhere

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  • 10. Pay by Phone

    Pick up the phone and pay your routine bills, transfer funds and remit money. It's that easy!

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  • 11. i-Banking

    Do all your banking transactions online from home, office or on the move. Simply log in!

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Rate and Fees

Membership and Financial Fees Platinum Gold
Annual fee - Primary Card Rs. 5,250 Rs. 3,000
Annual fee - Supplementary Card Rs. 2,000 Rs. 1,000
Joining fee - Primary Card Rs. 1,500 Rs. 500
Joining fee - Supplementary Card Free of Charge Free of Charge
Cash advance fee Rs. 990 Rs. 990
Late payment fee Rs. 990 Rs. 990
Over limit fee Rs. 990 Rs. 990
Interest rate (Retail and Cash Advances) Platinum - 30% p.a (2.50% p.m) Gold - 31.8% p.a (2.65% p.m)
Interest free period Up to 48 days free of interest, provided the previous months total outstanding is paid by the due date in full
Minimum amount due 100% fees/charges/interest, 100% of the fixed monthly instalments and 1% of the balance transfers/cash advances/retail transactions or Rs.500/=, whichever is higher or the minimum amount due appearing on your monthly statement.
Payment due date from statement date 18 days
Cash advance % on credit limit (maximum) 50%


1. You should be at least 18 years of age
2. You should have a permanent job that pays you a minimum net income of Rs. 50,000 for a Platinum Card and Rs. 30,000 for a Gold Card
Documentation required
Salaried - -Copy of identification ( NIC / Passport / DL)
-Certified latest salary slip or letter from employer confirming salary
-Proof of variable income for the last 3 months
-Proof of any other fixed allowance
-Billing proof
-In the event more information is required the Bank will contact you
Self Employed - -Copy of Identification ( NIC / Passport / DL)
-Letter from auditor confirming annual Income for the last 2 years
-Business Registration Certificate
-Bank statements of the previous 6 months ( Company & Personal)
-In the event more information is required the Bank will contact you
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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.