• 360° Rewards Points

    360° Rewards Points

    Collect points and convert them into great holidays, shopping and dining experiences.

    Learn more

  • Travel Insurance

    Travel Insurance

    Purchase your return Air Tickets using your Standard Chartered Credit Card. You and your family will be entitled to a complimentary Travel Insurance cover.

    Learn more

  • Loan on Card

    Loan on Card

    Easy loan facility to get the cash you need in quick time and with no documentation. Enjoy repaying the transaction in equal monthly instalments at preferential rates.

    Learn more

  • 1. Smart Cheque

    Make payments to educational institutions or any other Merchant establishment with your Credit Card. Enjoy repaying the transaction in equal monthly instalments at preferential rates.

    Find Out More »

  • 2. Zero Surcharge

    Enjoy Zero Surcharge on airfare and travel packages at our partner travel establishments coupled with complimentary travel insurance.

    Find Out More »

  • 3. Credit Ease

    Transfer outstanding balances from your other bank Credit Cards to your Standard Chartered Credit Card and enjoy convenience and savings

    Find Out More »

  • 4. Easy Pay

    Repay Banquet and Medical transactions in equal monthly instalments at preferential rates.

    Find Out More »

  • 5. 0% Instalment Plans

    Purchase goods with your Credit Card and enjoy repaying the transaction in equal monthly instalments at 0% interest.

    Find Out More »

  • 6. Safety Net

    Pay a nominal monthly premium and cover your Credit Card outstanding balance up to Rs.2 Million

    Find Out More »

  • 7. Smart Wallet

    Safeguards yourself against fraudulent usage of your Credit Card in case of loss of your wallet

    Find Out More »

  • 8. e-Statements

    Help save trees and keep the world greener by choosing to sign up for e-statements.

    Find Out More »

  • 9. SMS Banking

    A secure and convenient way to access your account information instantly at any time anywhere

    Find Out More »

  • 10. Pay by Phone

    Pick up the phone and pay all your routine bills, transfer funds and remit money. It's that easy!

    Find Out More »

  • 11. i-Banking

    Do all your banking transactions online from home, office or on the move. Simply log in!

    Find Out More »

Rate and Fees

Annual fee - Primary Card Rs. 2,500
Annual fee - Supplementary Card Rs. 1,000
Joining fee - Primary Card Rs. 500
Joining fee - Supplementary Card Rs. 500
Cash advance fee Rs. 900
Late payment fee Rs. 900
Over limit fee Rs. 900
Interest rate (Retail and Cash Advances) 2.33% p.m (28% p.a)
Interest free period 48 days
Minimum amount due 1% of your retail transaction balance, 100% of fees/ charges/ Interest and 5% of the loan instalment balance or Rs. 500 whichever is higher
Payment due date from statement date 18 days
Cash advance % on credit limit (maximum) 50%


You should be at least 18 years of age
You should have a permanent job that pays you a minimum net income
of Rs. 30,000
Documentation required
Salaried - -Copy of identification ( NIC / Passport / DL)
-Certified latest salary slip or letter from employer confirming salary
-Proof of variable income for the last 3 months
-Proof of any other fixed allowance
-Billing proof
-In the event more information is required the Bank will contact you
Self Employed - -Copy of Identification ( NIC / Passport / DL)
-Letter from auditor confirming annual Income for the last 2 years
-Business Registration Certificate
-Bank statements of the previous 6 months ( Company & Personal)
-In the event more information is required the Bank will contact you
Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.