Secured Overdraft Facility
A multi-purpose cash backed credit facility that provides you with greater liquidity by securing against a deposit held with the Bank. Interest payable only on utilisation.
- Cash deposited to your current account within the day to facilitate your cash requirements
- No scheduled minimum monthly loan repayments
- Pay interest only for the amount you utilize; not your total loan value
- Flexibility to decide tenor based on your need
- Cheque book issued free of charge
- Convenience of withdrawing cash from any SC ATM
Secured Term Loan Facility
Convenient low interest rate loan facility against your fixed deposit with variable repayment tenors from 1 year up to 5 years.
- Fixed or variable interest rates
- Variable loan tenors
- Extend loan period upon request
- Cash deposited to your account within the day