• Keep track of your savings and current account balances
  • Transfer funds between your own bank accounts
  • Request for a new cheque book
  • Make payments from your savings or current account to your credit card
  • Check your credit card or savings or current account transaction history
  • Check on your available credit card limit or minimum amount payable

Log in to Online Banking and subscribe to SMS Banking today.
Once you have registered for SMS Banking:

  1. You will receive a welcome message
  2. Simply send an SMS to 32656 with a relevant SMS Banking Service Code in this format
Request Service Code
Type: Service Code
Instructions on how to use SMS banking service HL
Available credit card limit (combined accounts and supplementary card account included) CE
Unsubscribe service UNSUB
Unsubscribe pull service UNSUBP
Unsubscribe alert service UNSUBA
Type: Service Codelast 4 digits of your account number
Account balance enquiry BE
Last 5 account transactions TH
Available credit card limit (principal card account only) CE
Minimum credit card payment due CD
Last 5 credit card transactions CH
Cheque book request CB
Type: Service Codelast 4 digits of Debiting Deposit Account Nolast 4 digits of Crediting Account Noamount
Account fund transfer FT
Credit card repayment CR


    • What does SMS mean?

      SMS stands for Short Message Service, also known as text messaging. This allows you to send and receive short messages via mobile. The message can contain up to 160 characters.

    • How does SMS banking work?

      Customers simply compose and send an SMS to Standard Chartered using a pre-defined service code in the following format:


      The bank will then process your request and send the results to you via SMS.

    • What is Standard Chartered SMS banking?

      It is a service designed for customers who are constantly on the move. With SMS banking, you can enquire about your account and credit card information via short text messaging.

    • What are the various service codes available?

      The service codes currently available are:
      BE - balance enquiry
      TE - transaction enquiry
      CB - cheque book request
      CE - credit card minimum payment due and due date
      HL - help (please note this does not require your last 4 digits of your bank account)

      E.g. if you want to check your account balance and the last 4 digits of your bank account are 4545, simply send an SMS with 'BE 4545' to 32656. An SMS will then be sent to you displaying your account balance.

Learn more »

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