How It Works

  • A Commercial Mortgage Product that is pegged to KLIBOR instead of BLR
  • The Bank offers Commercial Mortgage Facility to customer based on KLIBOR PLUS the interest spread or margin
  • E.g. KLIBOR + 1.6% p.a.


    • Sole Proprietor / Partnerships / Private Limited Companies
    • Commercial / Industrial / Residential Properties in company name
    • Industrials property in Individual name
    How to Apply
    • The customer can apply this facility through their respective sales executive.
  •     Documents Required
    • Sole Proprietorship
      • Registered business solely by an individual
      • Unlimited liability
      • Copy of Business Registration Form (Borang A & D)
      • Trading License
    • Partnership
      • Registered business owned by 2 or more individuals
      • Partners have unlimited liability
      • Copy of Business Registration Form (Borang A & D)
    • Private Limited Company (SDN BHD)
      • Minimum 2 directors, maximum 50 shareholders
      • Rules & regulations governed the company are embodies in Memorandum & Articles of Association (M&A)
      • M&A must empower company and directors to borrow
      • Joint & several guarantee of directors/shareholders (JSG) to be taken as directors/shareholders' liability is limited
      • Form 24 & Form 49
      • Memorandum & Article of Association


How to check KLIBOR Rate?

  • All Standard Chartered Bank Branches Banking Hall
  • Major Newspaper's Business Section – The Star, Malaysian Reserve

Call Us

Call our hotline for further information.

1300 888 111

Get in touch

Alternatively, please complete our contact form and we will be in touch as soon as possible.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.