How It Works

With Business JustOne, you can enjoy more savings while your business grows

Business JustOne comes with:

  • Business One Account
  • Business Debit Card
  • Straight2Bank (S2B)

With minimum opening deposit of RM5,000, you can enjoy the following benefits with a flat monthly fee, or have them completely waived with an average monthly balance of RM100,000 and above.

  • Overseas telegraphic transfer (OTT) via S2B
  • RENTAS via S2B
  • MEPS and HOUSe ATM withdrawals
  • Payroll via S2B
  • Interbank GIRO (IBG) Fund Transfer via S2B
  • Business Debit Card annual fee
Average Monthly Balance Flat Monthly Fee
Less than RM100,000 RM100
RM100,000 and above Waived*

*The Bank reserves the right to charge the standard transaction charges should the number of transactions exceed 200 per month.

Example of Potential Savings with Business JustOne
Assuming a customer maintains an average monthly balance of RM100,000, the following transactions would cost RM1,300 in a normal current account, but will be waived under Business JustOne.

Normal Current Account Business JustOne
Transactions Frequency/Cost Amount
Cash Withdrawal MEPS 10 X RM4 RM40 Waived
Fund Transfer via S2B OTT 25 X RM40 RM1,000
Payroll 80 X RM1 RM80
Total RM1,300 RM0


  • Sole Proprietor & Partnership
  • Limited Companies
  • Clubs, Societies, Associations, Mosques, Temples, Churches & Religious Bodies
  • Solicitor's Accounts
  • Professional Practices
  • Trust Accounts

How to apply

  • At all Standard Chartered branches in Malaysia

Call Us

Call our hotline for further information.

1300 888 111

Get in touch

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Get in touch »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

You might also be interested in

Business One Account

A current account for general business transactions.

More details »

Straight2Bank is a comprehensive internet banking service designed for SMEs for all your transaction, hedging and information needs.

More details »
Business Debit Card

The Business Debit Card provides a convenient way to manage your expenses more efficiently as well as enjoy rewards for your spending.

More details »
Courier Service for Business Clients

Let our Bank come to you through our courier services. We deliver and pick-up your cheques and trade documents.

More details »
Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.