Manage your savings with ease.

Take control of your finances today with Balance Transfer PLUS. Our low interest rate, coupled with flexible repayment periods, will help you get back on track in managing your expenses easily. Simply consolidate and transfer your outstanding credit card balances to us and pay less interest. Offer is valid from now till 30 September 2017.

Plan Tenure Interest Charge (p.a.)
A 6 months 0%
B 12 months 2.99%
C 24 months 3.99%

Minimum amount for each balance transfer is RM1,000 subjected to a maximum of RM10,000.

Apply for Balance Transfer PLUS here. Email the completed form to

Choose the card that suits you best:

  • Choose the card that suits you best:-<h5>WorldMiles World Mastercard® credit card</h5>
    WorldMiles World Mastercard® credit card
    • Earn WorldMiles points faster and convert them to your preferred frequent flyer programme
    • Unlimited access to Plaza Premium Lounge in KLIA and klia2
    • Up to RM80 cashback on airport limousine or KLIA Ekspres ride
    • 1-year annual fee waiver

    Apply Now

  • Choose the card that suits you best:-<h5>Visa Platinum credit card</h5>
    Visa Platinum credit card
    • 5,000 bonus points every month with a minimum RM1,500 monthly retail spend to qualify. Your supplementary cardholder will also get 5,000 bonus points if they spend minimum RM1,500 in retail purchases monthly.
    • 5x points for dining, department stores and overseas retail spend
    • 1x points for all other local retail spend
    • Annual fee waived for life

    Apply Now

  • <h5>JustOne Platinum Mastercard® credit card</h5>
    JustOne Platinum Mastercard® credit card
    • Savings more than RM1,000 yearly from cashback on auto bill payments, online purchases, petrol and all your daily spends
    • 1-year annual fee waiver

    Apply Now

  • <h5>Cashback Gold Mastercard® credit card</h5>
    Cashback Gold Mastercard® credit card
    • Up to 5% cashback per month
    • 1-year annual fee waiver

    Apply Now

  • <h5>Priority Banking Visa Infinite credit card<br>(by invitation only)</h5>
    Priority Banking Visa Infinite credit card
    (by invitation only)
    • Unlimited Priority Pass lounge access around the world
    • Up to RM80 cashback on airport limousine or KLIA Ekspres ride
    • Faster way to redeem free flights with your preferred frequent flyer programme
    • 2-year annual fee waiver

Terms and Conditions apply.

For Employee Banking customers, offer is valid from now till 31 December 2017.
Terms and Conditions:
  1. The Standard Chartered Balance Transfer PLUS ("Campaign") is valid and subsisting based on the following sales channel:-

    a) For Employee Banking sales channel as stated under provision 3.b.i, the campaign period is from 1st July 2017 till 31st December 2017 (both dates inclusive) ("Campaign Period"); whereas
    b) For other sales channel as stated under provision 3.b.i and 3.b.ii (with the exception of Employee Banking sales channel), the campaign period is from 1st July 2017 till 30th September 2017 (both dates inclusive) ("Campaign Period").

  2. By participating in this Campaign, participants agree to be bound by all the terms and conditions below.

  3. The Campaign is only open to new principal cardholder(s) who meet the eligibility clauses below hereinafter collectively referred to as the “Eligible Cardholder”:-

    a) apply and whose applications are approved all within the Campaign Period by the Bank for any of the following cards issued by the Bank (“SCB Credit Cards”) during the Campaign Period:-

    i. Cashback Gold Mastercard®
    ii. JustOne Platinum Mastercard®
    iii. Visa Platinum
    iv. WorldMiles World Mastercard®
    v. Priority Banking Visa Infinite

    b) apply for any of the SCB Credit Cards listed above during the Campaign Period through the Bank’s following sales channel :-

    i. Offline sales channel:

    • Price Solutions Sales Agent, or
    • Branch, or
    • Employee Banking sales channel; or
    • Any other authorised offline sales channels

    ii. Online sales channel: Digital Platform (exclude aggregators)

    c) maintain all their accounts with the Bank in good standing, without any breach of the terms and conditions or agreements, throughout the Campaign Period.

  4. For the avoidance of doubt, new cardholder(s) mean an applicant who has not held any Standard Chartered Bank Malaysia Berhad credit card as principal cardholder within the past 6-months before the applicant's credit card under this Campaign is issued.

  5. The Bank reserves the right to approve or reject any application and determine the Outstanding balance allowed to be transferred (the “Approved Balance”) at its absolute discretion.

  6. The Eligible Cardholder is only permitted to choose “one” type of plan only (i.e. PLAN A, PLAN B or PLAN C).

  7. The minimum transfer amount for this campaign is RM1,000 up to a maximum of RM10,000 and based on the Eligible Cardholder’s available credit limit with the Bank.

  8. The above is merely an excerpt of the Terms and Conditions governing the Campaign. Please click here for full Terms and Conditions.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.