CashBack Gold Credit Card offers up to 5% Cashback every month, and more
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CashBack calculation based on monthly spend
Minimum Retail Spend
To Qualify For CashBack
How To Maximise Your CashBack
Minimum Retail Spend
Excluding Petrol & Insurance
CashBack Cap
500 2 500 10
800 3 833 25
1500 5 1000 50
* Subject to spend requirements. CashBack is calculated based on all transactions except insurance and transactions made at petrol station/kiosk.
Interest Rate
  • 15 – 18% p.a. Please refer to the credit card tiered interest rate for more information.

    Learn more »

Annual Fee
  • RM185.50
Credit Limit
  • The actual credit limit is subject to the bank’s approval, and will be made know when you receive your card.
Minimum Monthly Repayment
  • 5% of the outstanding balance or a minimum of RM50, whichever is higher.
Late Payment Charges
  • Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher. Late payments are capped at a maximum of RM100 per account.


Minimum Income
  • RM24,000 p.a.

Terms and Conditions

  • Terms and Conditions apply.
  • Standard Chartered CashBack Gold MasterCard Credit Card Terms and Conditions click here.

Apply Online

Click here to sign up now.

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Call Us

Call our hotline for further information.

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Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

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Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.