Online shopping is even better when you have GEMFIVE e-vouchers worth up to RM180 to spend on a wide selection of products, including electronics, health, home & living, and lifestyle. Sign up with any of our credit cards listed below from 16 May till 30 June 2016 to receive your e-vouchers upon activation, along with other rewards up for grabs when you participate in our various credit card campaigns and promotions.





2 simple steps to get your gift:

Step 1 Step 2
Apply for the WorldMiles World MasterCard®,JustOne Platinum MasterCard®,Platinum Visa/MasterCard®, or CashBack Gold MasterCard® credit card Activate your newly approved credit card within 45 days from approval date and receive your voucher

Choose the card that suits you best:

  • 560pximage
    WorldMiles World MasterCard® credit card
    • Earn AirMiles faster and convert them to preferred frequent flyer programme
    • Unlimited airport lounge access in KLIA & KLIA2*
    • Up to RM80 monthly CashBack on airport limousine or KLIA Ekspres ride*
      *Terms and Conditions apply

    Apply now

  • 560pximage
    JustOne Platinum MasterCard credit card
    • More savings of up to RM840* a year on petrol
    • Discounts and other privileges at over 1,000 outlets
    • 1-year annual fee waiver
      * Terms and Conditions apply

    Apply now

  • 560pximage
    Platinum Visa/MasterCard credit card
    • 3x 360° Rewards Points on overseas purchases
    • Discounts and other privileges at over 1,000 outlets
    • 1-year annual fee waiver

    Apply now

  • 560pximage
    CashBack Gold MasterCard® credit card
    • Up to 5% CashBack* per month
    • Discounts and other privileges at over 1,000 outlets
    • 1-year annual fee waiver
      *Terms and Conditions apply

    Apply now

Terms and Conditions

Standard Chartered Bank Malaysia Berhad’s Credit Card Acquisition (May 2016 – June 2016) Campaign.


  1. Campaign Period: 16th May 2016 and ends on 30th June 2016, inclusive of both dates.
  2. By participating in this Campaign, participants agree to be bound by all the terms and conditions stated herein.


  1. The Campaign is only open to New Customers who:
    1. apply for and whose applications are approved by the Bank for any of the following cards issued by the Bank (“SCB Credit Cards”) during the Campaign Period:
      1. WorldMiles World MasterCard®.
      2. CashBack Gold MasterCard®
      3. JustOne Platinum MasterCard® or
      4. Platinum Visa/MasterCard®.
    2. maintain all their accounts with the Bank in good standing, without any breach of the terms and conditions or agreements, throughout the Campaign Period (‘’Eligible Customers’’).
    3. "New Customers" mean applicants who have not held any Standard Chartered Bank Malaysia Berhad credit cards as principal cardholder within the past 6 months before the applicant's credit card under this Campaign is issued.
  2. Individuals below the age of 21 years are not eligible for participation in this Campaign.
  3. New Customers whose card accounts are suspended, cancelled, or terminated for any reason during the Campaign Period or within 3 months after the end of the Campaign Period will not be entitled to receive any rewards under this Campaign.

  1. To participate in this Campaign, Eligible Customers must:
    1. i) apply for the any of the SCB Credit Cards during the Campaign Period through either the Bank’s offline channels (i.e. the Bank’s branches, Price Solutions Sales Agents, and any other authorized offline sales channels) or the Bank’s online channel (i.e. through our website at and (ii) have their application successfully approved, all within the Campaign Period; and
    2. activate their approved SCB Credit Card within 45 days from the credit card approval date (activation criteria), (“Successful Eligible Customers”).
  2. The Bank’s decision on records of the application and approval dates will be final and conclusive.
  3. The Bank will notify Successful Eligible Customers via short message service (SMS) upon approval of their SCB Credit Card application.
  4. The approval of each application is subject to the Bank's usual approving criteria.
Rewards: RM180 GEMFIVE e-vouchers

  1. The Successful Eligible Customers will receive the following reward (“Reward”) as set out in Table A below:

Table A: Rewards

Card type Offline & Online Channel Reward Only
WorldMiles World MasterCard®
Cashback Gold MasterCard®
JustOne Platinum MasterCard®
Platinum Visa/MasterCard®
RM180 GEMFIVE e-vouchers

  1. Only one Reward will be given to each Successful Eligible Customer regardless of the number of SCB Credit Cards applied for and duly approved.
  2. The Reward will be delivered to the principal cardholder within 120 days from card approval date.
  3. If:
    1. the customer breaches any of the terms and conditions of the SCB Credit Card; or
    2. the Bank discovers at any time that the customer did not in fact satisfy the requirements under this Campaign, the customer loses his/her entitlement to the Rewardsand must immediately refund the value of the Reward to the Bank.
  4. This refund may be done by either of the following methods (at the Bank’s discretion) and the Successful Eligible Customer is agreeable that:
    1. the Bank may charge the refund amount to the customer’s credit card account; or
    2. the Bank may debit the refund amount from any current or savings account held by the customer with the Bank.
  5. If a customer applies for several different credit cards under several different campaigns or promotions at the same time, and all his applications are approved, the customer is entitled to receive a reward under one promotion or campaign only.
  6. The Bank will not entertain any request to change the reward.
    The reward will be e-mailed to the Successful Eligible Customer within 120 days from the card’s approval date. The reward will be delivered via email to the customer’s email address registered in the Bank’s records. The customer must ensure that a valid email address is given to the bank. The bank will hold no responsibility on undelivered email which was sent to a wrong or invalid email address. The bank will not entertain any claim or appeal from a Successful Eligible Customer arising from undelivered Reward which was sent to a wrong or invalid email address and also for unredeemed e-voucher irregardless of the reason given to the bank.
  7. The reward issued is with 3 months expiry period upon issuance. The customer must redeem the e-voucher before the expiry date. If the e-voucher has expired the Successful Eligible Customer is not entitled to any payment or compensation regardless of the reason for not claiming the reward.
  8. If you do not receive the reward within 120 days from the month in which the card was approved, you must inform us within 130 days from the month in which the card was approved. We will arrange for the re-delivery of the reward to you after the bank confirmed that you had fulfilled the eligibility criteria and also that you have not received the reward
  9. Reward can only be used with a valid Standard Chartered credit card.
  10. The Bank may change or substitute the reward with an item of similar value if the e-voucher is discontinued by the Merchant.


  1. The Bank’s decisions relating to this Campaign are final and binding on all participants. If any matters arise which are not covered in these Terms and Conditions, they will be determined solely by the Bank.
  2. The Bank may vary any of these Terms and Conditions and extend the Campaign Period. Any such change will be announced on the Bank’s website at,and in the Bank’s branches.
  3. By participating in this Campaign, all participants:
    1. consent for the Bank to disclose their particulars to the Bank’s service providers and suppliers for purposes of running this Campaign and delivering the Gift;
    2. agree to participate in any interviews or other publicity events required by the Bank;
    3. consent for the Bank to disclose or publish their personal information such as their names and identities and any general information that the Bank sees fit aboutthe participants or their account(s) in any media, marketing or advertising materials; and
    4. grant the Bank the absolute and unrestricted right to modify, use and/or publish any still or moving image of the participants for any Campaign, marketing, commercial or other related purpose, without any payment or compensation.
  4. The Campaign and these Terms and Conditions are governed by the laws of Malaysia. The participants agree that the Courts of Malaysia have jurisdiction over all matters arising from this Campaign.

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