Get more than RM1000 cashback yearly with JustOne Platinum MasterCard® credit card
Apply Now

Enjoy greater savings on your auto bill payments, online purchases and petrol today.

Get more than RM1,000 cashback a year on all your daily spends and receive exclusive deals with the all-new JustOne Platinum MasterCard® credit card.


Your Monthly Cashback

Spend with your JustOne Platinum MasterCard® credit card to earn up to 15% cashback:

Retail Spend
per Month* 1 (RM)
Auto Bill Payments2,
Online Purchases3 & Petrol
Cashback Cap
Below 1,000 0.20% 0.20% 12
1,000 – 1,499.99 5% 0.20% 12
1,500 – 2,499.99 10% 0.20% 28
2,500 & above 15% 0.20% 85

*Month refers to one calendar month.

For Example

If you spend RM2,540 in a month on these categories:

Auto Bill Payments
Electricity: RM100
Mobile: RM100
+ Online Purchases
Spend: RM180
+ Petrol
Spend: RM160
+ Other Categories
Groceries: RM300
Shopping: RM400
Dining: RM300
Pharmacy: RM100
Others: RM900
RM30 cashback RM27 cashback RM24 cashback RM4 cashback

Total monthly cashback earned: RM85


Sign up and get RM100 cashback when you activate your card within 45 days from card approval date.
Click here for full Terms and Conditions


Enjoy offers with our exclusive partners. Click here for our full list of merchant offers available.

  • Golden Screen Cinemas
    RM7 per ticket for any movies via GSC website and mobile app5
    Valid till 27 February 2018
    Click here for full Terms and Conditions.

Don’t have a JustOne Platinum MasterCard® credit card yet? Click here to apply for one today, call us at 1300 888 888 or visit our nearest branch to find out more.

JustOne Platinum MasterCard®


Minimum Age 21-65 years old
Minimum Income RM24,000 per annum
Annual Fee RM265 (inclusive 6% GST) 1st year annual fee waive
Effective 1 August 2018, subsequent years will be waived upon minimum spend of RM20,000 per year*
Minimum Age 18-65 years old
Annual Fee Free

*Annual spend of principal and supplementary card will be calculated separately and no combination of spend shall be allowed.

  1. A month is defined as the period which runs from the first day of a particular calendar month to the last day of that calendar month.
  2. Auto bill payments comprise of recurring bill payments from Insurance, Telco and Utilities.
  3. Online purchases comprise of all internet/online purchases.
  4. Ticket must be purchased via GSC website or GSC mobile app. Applicable everyday, except Wednesday. Valid for 2 tickets per card per day.
  5. For cards issued in Malaysia only.

Online Application

To apply,

Click here

Call Us at



JustOne Platinum Product Terms and Conditions Excerpts
  1. Eligibility:
    You are eligible to apply for a JustOne Platinum credit card if you meet:
    1a. The minimum age requirement of 21 years for principal cardholder;
    1b. The minimum age requirement of 18 years for supplementary cardholder; and
    1c. The minimum income requirement of RM24,000 per annum.
    1. Retail purchase excludes cash advance, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payment fees,disputed transactions, Balance Transfers, Easy Payment, Flexi on Payment, Flexi on Balance, Cheque-on-Call and Cheque-on-Call Plus.
    2. The amount of retail purchase made by your supplementary cardholders will count towards meeting your minimum retail purchase requirement to be eligible to receive the rebates.
    3. 360° Rewards Points and WorldMiles Points are not applicable for this product.
    4. 0.2% Other Categories spend rebates exclude Government MCC and Charities MCC.
    5. The assignment of Eligible Transaction Type and Merchant Category Code (MCC) will determine the cardholder’s entitlement for the category of cashback as stated in Section 1 above. It is the responsibility of the acquiring bank to assign the correct eligible transaction type and Merchant Category Code. Standard Chartered shall not be held responsible for any incorrect assignment of the eligible transaction type and merchant code by the acquiring bank at the eligible merchant.
    6. For full JustOne Platinum Product Terms and Conditions, please click here
Credit Cards Acquisition Campaign Terms and Conditions Excerpts
  1. Credit Card Acquisition Campaign starts from 1 July 2017 till 31 December 2017. Get RM100 cashback for card activation within 45 days from card approval date. For full Credit Card Acquisition Campaign’s Terms and Conditions, please click here.

Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.