Decide your bonus interest with Privilege$aver.

Privilege$aver gives you the flexibility to enjoy bonus interest when you save, spend, pay, invest or insure. Do one, two or all of these transactions to earn more bonus interest. Get up to 4.25% p.a. for Personal Banking Clients or up to 5% p.a. for Priority Banking Clients. The choice is yours.

Base Interest (p.a)

0.25%

Personal Banking Clients

1.00%

Priority Banking Clients

Base Interest

Base interest is 0.25% p.a. for Personal Clients or 1.00% p.a. for Priority Clients. The maximum monthly deposit balances eligible for bonus interest is capped at RM75,000 for Priority Clients and RM50,000 for Personal Clients for Spend, Pay, Invest and Insure. Bonus Interest for Invest and Insure is for 12 consecutive months.

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Save

Bonus Interest (p.a)

1.00%

Save

Deposit a minimum of RM1,500 for Personal Banking Clients or RM10,000 for Priority Banking Clients in fresh funds3 monthly into your Privilege Savings Account and earn 1% p.a. bonus interest2 on the deposit balance in your account.

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Spend

Bonus Interest (p.a)

1.00%

Spend

Charge a minimum of RM1,500 for Personal Banking Clients or RM3,000 for Priority Banking Clients to your credit card4 to earn 1% p.a. bonus interest2 on the deposit balance in your Privilege Savings Account.

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Pay

Bonus Interest (p.a)

0.50%

Pay

Perform 3 online bill payments from your Privilege Savings Account and earn 0.5% p.a. bonus interest2 on the deposit balance in your account.

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Invest

Bonus Interest (p.a)

0.50%

Invest5

Take up any eligible products with a minimum investment amount of RM10,000 to earn 0.5% p.a. bonus interest2 on the deposit balance in your Privilege Savings Account.

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Insure

Bonus Interest (p.a)

1.00%

Insure6

Purchase an insurance policy with a minimum annual premium of RM10,000 to earn 1% p.a. bonus interest2 on the deposit balance in your Privilege Savings Account.

Total Interest (p.a) up to

4.25%

Personal Banking Clients

5.00%

Priority Banking Clients

Base Interest

Base interest is 0.25% p.a. for Personal Clients or 1.00% p.a. for Priority Clients. The maximum monthly deposit balances eligible for bonus interest is capped at RM75,000 for Priority Clients and RM50,000 for Personal Clients for Spend, Pay, Invest and Insure. Bonus Interest for Invest and Insure is for 12 consecutive months.

Save

Deposit a minimum of RM1,500 for Personal Banking Clients or RM10,000 for Priority Banking Clients in fresh funds3 monthly into your Privilege Savings Account and earn 1% p.a. bonus interest2 on the deposit balance in your account.

Spend

Charge a minimum of RM1,500 for Personal Banking Clients or RM3,000 for Priority Banking Clients to your credit card4 to earn 1% p.a. bonus interest2 on the deposit balance in your Privilege Savings Account.

Pay

Perform 3 online bill payments from your Privilege Savings Account and earn 0.5% p.a. bonus interest2 on the deposit balance in your account.

Invest5

Take up any eligible products with a minimum investment amount of RM10,000 to earn 0.5% p.a. bonus interest2 on the deposit balance in your Privilege Savings Account.

Insure6

Purchase an insurance policy with a minimum annual premium of RM10,000 to earn 1% p.a. bonus interest2 on the deposit balance in your Privilege Savings Account.

Privilege Savings Account Benefits and Features
  • Fee waiver for withdrawals at over 12,000 MEPS ATMs and more than 360 HOUSe ATMs nationwide
  • Free interbank GIRO fund transfers via Standard Chartered Online Banking
  • Monthly eStatement and Online Banking access to view your transactions
  • See, move, and manage your money, anywhere and anytime with our easy-to-use Standard Chartered Mobile Banking App

Download now. Available for iOS and Android-operated devices.

Don’t have a credit card yet?
Earn bonus interest when you spend with the following credit cards4


  • Platinum Visa credit card
    • 3x 360° Rewards Points on overseas purchases
    • Discount and other privileges at over 1,000 outlets
    • 1-year annual fee waiver
    • Apply Now

  • Priority Banking Visa Infinite credit card (By invitation only)
    • 5x 360° Rewards Points on overseas purchases
    • Complimentary Priority Pass with unlimited access to over 1,000 airport lounges worldwide
    • Complimentary airport ride transfer
    • Discount and other privileges at over 1,000 outlets
    • 2-year annual fee waiver
    • Please speak to your Relationship Manager

Privilege Savings Account is eligible for protection by PIDM.

Terms and Conditions Excerpts

  1. The Privilege$aver Bonus Interest Campaign will run from 1 December 2016 till 31 December 2018.
  2. The maximum funds that are eligible for bonus interest is capped at RM75,000 for Priority Banking Client and RM50,000 for Personal Banking Client for Spend, Pay, Invest & Insure. Bonus Interest for Invest & Insure is for 12 consecutive months.
  3. “Fresh funds” means funds in Ringgit Malaysia which do not originate from any account held with either Standard Chartered Bank Malaysia Berhad or Standard Chartered Saadiq Berhad.
  4. Not applicable for Gold CashBack, JustOne Gold, JustOne Platinum MasterCard®, Platinum MasterCard® and WorldMiles World MasterCard® credit card.
  5. Invest category can be with Standard Chartered Bank Malaysia Berhad or Standard Chartered Saadiq Berhad and covers any unit trust funds (UT), bonds, investment Suite/Haiqal Plan or Premium Currency Investment where the Eligible Customer pays a sales charge of at least 2.5% (in the case of UT); or pays a spread of at least 2% (in the case of bonds); or invests into Investment Suite or Haiqal Suite. Please check with our branch or your Relationship Manager for the specific UT and bonds which qualify.
  6. Insure category can be Standard Chartered Bank Malaysia Berhad or Standard Chartered Saadiq Berhad and means subscribing to any regular premium conventional Bancassurance or Takaful products.
  7. Subject to meeting minimum deposit requirement.
  8. The above is merely an excerpt of the Terms and Conditions governing the Standard Chartered Privilege$aver Bonus Interest Campaign. Please click here for full Terms and Conditions.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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