Discover an easier way to secure your family’s future.

Here’s your chance to win a PRUaspire policy valued at RM110,000* in “The Lucky Seven Giveaway”. It’s easy to participate, all
you have to do is either request for a sales quotation or successfully refer a friend from now till 30 April 2016.

There are 7 PRUaspire policies up for grabs, so the more people you refer, the higher your chances to win!

With PRUaspire, you’ll receive guaranteed Survival Benefit Payout and Maturity Benefit of 100% of the Basic Sum Assured,
which means a total payout of at least 508%^ of the Basic Sum Assured.

Eligibility Number of entry
Generate a Sales Illustration(s)/Quotation(s) 1
Successfully refer friend/family with generation of Sales Illustration/Quotation 1
Successfully refer friend/family who purchase a Bancassurance regular premium policy 10

To participate, please fill up the contact form below and we will contact you.

* The projected maturity value of the insurance policy is based on the Sales Illustration of 20-year-term PRUaspire plan with 5 years premium term, sum assured of RM20,000, Accumulated Survival Benefit of 5% p.a. compounding interest rate and Compound Reversionary Bonus and Terminal Bonus at maturity with gross investment return of 7% p.a.

The projected maturity value vary depending on the age of the policy owner and is not guaranteed; it consists of the total of the sum assured, Accumulated Survival Benefits and bonuses consisting of Compounded Reversionary Bonus as well as the Terminal Bonus. The Accumulated Survival Benefit at maturity is not guaranteed and may vary from time to time subject to Prudential’s discretion. The bonuses are neither guaranteed nor based on past performance and may be higher or lower than illustrated. The final maturity value will depend on actual operating and investment results experienced by Prudential’s Participating Fund. The projected maturity value of each insurance policy will be provided via a sales illustration based on the details of benefit coverages and the derivation of all guaranteed and projected values as well as past performances of Prudential’s Participating Fund.

^ If you select 40 years of coverage term.

Terms and Conditions

Terms and Conditions Excerpts


  1. The Standard Chartered Bank Malaysia Berhad (“SCBMB”) The Lucky Seven Giveaway (“Campaign”) will commence from 2nd February 2016 to 30th April 2016, inclusive of both dates (“Campaign Period”).


  1. Must have and maintaining an account with SCBMB or Standard Chartered Saadiq Berhad (“SCSB”) in good standing, without any breach of the relevant terms and conditions or agreements; or
    • Any individual who is an employee of SCBMB, SCSB or Prudential Assurance Malaysia Berhad (“Prudential”) is not eligible to participate for this Campaign.


  1. Sales Illustration (“SI”) refers to the quotation generated based on client’s details as provided by the client. The SI indicates product details, terms and conditions of the product requested by the client.
    • Campaign Form (“CF”) refers to the form which the client must fill up in order to be eligible to participate under this Campaign.
    • Eligible Clients must have a SI generated by the SCBMB’s relationship manager or Prudential’s specialist to be entitled for 1 entry under the Campaign.
    • Eligible Client who introduces another client to participate under the Campaign will be entitled for additional 1 entry upon fulfilling the conditions under the Campaign.
    • Eligible Client who introduces another client to participate under this Campaign will be entitled for additional 10 entries upon the subscription of a Participating Bancassurance Products.
    • “Participating Bancassurance (BANCA) Products” means subscribing to any conventional BANCA or takaful regular premium products.
      Note: Please obtain the latest Participating Bancassurance Products list from SCBMB’s relationship manager.


  1. Each winner will win one (1) PRUaspire policy with a projected maturity value of RM110,000*. There are seven (7) PRUaspire policies to be given under this Campaign.
    *Please obtain Campaign flyer from the Bank Representative for more information.
    • Detailed information of the policy can be obtained from the SI generated at the branch during claim of Reward as per clause 7 in full Terms and Conditions.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.