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Enjoy up to 15% cashback monthly on your daily spend with the Standard Chartered JustOne Platinum Mastercard® credit card

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My monthly cashback daily spend justone platinum mastercard credit card x y

Enjoy up to 15% cashback monthly on your daily spend with the Standard Chartered JustOne Platinum Mastercard® credit card

Greater savings on your daily spend

Get more than RM1,000 cashback a year when you spend on auto bill payments, online purchases and petrol.


Live The Good Life

Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia. Pamper yourself with a card that keeps on giving.

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Mobile wallet

Change the way you pay with the widely-accepted Samsung Pay. An easier, faster and more secure way to pay.

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FlexiPay Plus

Convert your Standard Chartered credit card purchases into a low interest rate instalment plan with FlexiPay Plus.

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Cheque-On-Call Plus

Get extra cash from your credit card at a low interest rate across a range of repayment periods, with the Standard Chartered Cheque-On-Call Plus.

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Balance Transfer Plus

Switch to a lower interest rate with the Standard Chartered Balance Transfer Plus.

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3D secure service

Enjoy peace of mind when you shop online with 3D secure – an online transaction security service facilitated by Visa and Mastercard®.

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Greater Savings on your Daily Spend

Your Monthly Cashback

Spend with your Standard Chartered JustOne Platinum Mastercard® credit card and earn up to 15% cashback, here’s how:


Retail spend per month1 (RM)
Auto bill payments2, online purchases3 and petrol
Other categories
Cashback cap (RM)
Below 1,000 0.2% 0.2% 2
1,000 – 1,499.99 5% 0.2% 12
1,500 – 2,499.99 10% 0.2% 28
2,500 and above 15% 0.2% 85
1Month refers to one Calendar Month.

A Month is defined as the period which runs from the first day of a particular calendar month to the last   day of that calendar month.

Auto bill payments comprise of recurring bill payments from Insurance, Telco and Utilities.

Online purchases comprise of all internet/online purchases.

Ticket must be purchased via GSC website or GSC mobile app. Applicable everyday, except Wednesday.   Valid for 2 tickets per card per day.

For cards issued in Malaysia only

Standard Chartered JustOne Platinum Mastercard® credit card fees and charges
 Interest Rates  15-18% p.a.
 Annual Fees  Principal Card :RM250 (1st year Annual Fee Waiver )
(Effective 1 August 2018, subsequent years will be waived with minimum spend of   RM20,000 per year4)

 Supplementary Card : Free
 Minimum Monthly Repayment  5% of the outstanding balance or a minimum of RM50, whichever is higher
 Late Payment Charges  Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever   is higher.

Late payments charges are capped at a maximum of RM100 per account

 Click here to view more information of the Credit Card Tiered Interest Rates.

The actual credit limit is subject to the Bank’s approval, and will be made known when you receive your card.

JustOne Platinum Mastercard® Eligibility

Principal Card

  • Age

    21-65 years old

  • Minimum Annual Income

    RM36,000 p.a.

Supplementary Card

  • Age

    18-65 years old

Terms and conditions

Important Information

Click here for Privacy Statement (PDPA)

Click here for Client and Credit Card terms

Click here for Product Disclosure Sheet (PDS)