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Enjoy up to 15% cashback monthly with JustOne Platinum Mastercard® credit card.
Enjoy up to 15% cashback monthly with JustOne Platinum Mastercard® credit card.
  1. Credit cards
  2. JustOne Platinum Mastercard®

JustOne Platinum Mastercard®

Enjoy up to 15% cashback every month. Terms and Conditions apply.

JustOne Platinum Mastercard® Benefits1
  • cashback on online purchases, autobill payments and petrol

  • per ticket for any movies at Golden Screen Cinemas

  • for the first year

1Terms and Conditions apply.

JustOne Platinum Mastercard® Benefits

Get cashback every time you spend

Enjoy up to 15% cashback on online purchases, autobill payments, petrol and 0.2% cashback on other spends.

E-commerce purchase protection

Shop online worry free with up to USD200 e-commerce purchase protection. Read More

Privileges and exclusive offers

Enjoy from RM10 per ticket for any movies at Golden Screen Cinemas (via GSC website and mobile app). Read More

Annual fee waiver

Enjoy annual fee waiver for the first year.

Your Monthly Cashback

Spend with your Standard Chartered JustOne Platinum Mastercard® credit card and earn up to 15% cashback, here’s how:
Retail Spend Per Calendar Month (RM)
Auto Bill Payments1, Online Purchases2 and Petrol
Other Categories
Cashback Cap (RM)
Below 1,000 0.2% 0.2% 2
1,000 – 1,499.99 5% 0.2% 12
1,500 – 2,499.99 10% 0.2% 283
2,500 and above 15% 0.2% 603
1Auto bill payments comprise of recurring bill payments from Insurance, Telco and Utilities. 2Online purchases comprise of all internet/online purchases. 3Cashback for auto bill payments, online purchases and petrol is capped at RM20 each, subject to the cashback cap in each spend tier.

Application Eligibility

  • Principal Card Age: 21 – 65 years old
  • Supplementary Card Age: 18 – 65 years old
  • Principal Card Minimum Annual Income: RM36,000 p.a.
For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

Documents Required

For New Customers
Salaried (Private) – Fixed income
  • Copy of NRIC (front and back) AND
  • 3 months payslips (3 months bank statement if required) OR
  • Latest EPF Statement (minimum 6 months) OR
  • Borang BE with LHDN Acknowledgement Receipt
Salaried (Private) – Commission earner
  • Copy of NRIC (front and back) AND
  • 6 months payslips/ commission statement OR
  • Latest EPF Statement (minimum 6 months) OR
  • Borang BE with LHDN Acknowledgment Receipt
Salaried (Government)
  • Copy of NRIC (front and back) AND
  • 3 months payslips and 3 months bank statement OR
  • Latest EPF Statement (minimum 6 months) OR
  • Borang BE with LHDN Acknowledgement Receipt
Salaried (Employment in Singapore) – Fixed and Commission Earner
  • Copy of NRIC (front and back) AND
  • 3 months payslips (3 months bank statement if required) OR
  • 6 months payslips/ commission statement OR
  • Latest income tax notice of assessment or latest 6 months CPF Contribution history statement

Application Eligibility

  • Principal Card Age: 21 – 65 years old
  • Supplementary Card Age: 18 – 65 years old
  • Principal Card Minimum Annual Income: RM36,000 p.a.
For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

Documents Required

For New Customers
Self Employed
  • Copy of NRIC (front and back) AND
  • SSM for Sole Proprietor/ Partnership / Private Limited Co. > 2 years AND
  • Borang B/BE with LHDN Acknowledgement Receipt

Interest Rates

15-18% p.a.

Annual Fees

Principal Card : RM250 (1st year Annual Fee Waiver )

Supplementary Card : Free

Minimum Monthly Repayment

5% of the outstanding balance or a minimum of RM50, whichever is higher

Late Payment Charges

Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.

Late payments charges are capped at a maximum of RM100 per account

Click here to know more about the Credit card Tiered Interest Rates

You can apply online at sc.com/my

You must be above 21 years old, and the minimum annual income requirement is RM36K.

You will earn up to 15% cashback on online purchases, autobill payments, petrol and 0.2% cashback on other spends.

This is a feature where you can consolidate all your credit card outstanding balances and enjoy a fixed low interest rate across a range of flexible repayment periods.

It is an insurance policy covered by AIG Malaysia, provided by Mastercard, to insure your online purchases.

The annual fee is RM250 for a principal card (first year annual fee is waived), and free for a supplementary card.

Simply log on to sc.com/my and use Click to Chat to speak to our Client Care agent.

It is enabled once card is activated.

Click here for Privacy Statement (PDPA)
Click here for Client and Credit Card terms
Click here for Product Disclosure Sheet (PDS)

  1. Eligibility: You are eligible to apply for a JustOne Platinum Mastercard® credit card if you meet:
    • The minimum age requirement of 21 years for principal cardholder;
    • The minimum age requirement of 18 years for supplementary cardholder; and
    • The minimum income requirement of RM36,000 per annum.
  2. Retail purchase excludes the following transactions:
    • Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions or any other form of service or miscellaneous fees charged by us;
    • Balances products including but not limited to Balance Transfers, Balance Transfers Plus, Cheque On Call, Cheque On Call Plus, Flexi On Payment, Flexi On Payment Plus, Flexi On Balance, Flexi On Balance Plus, Easy Payment Scheme (EPS);
    • Government service tax and other taxes imposed by law;
    • Government related transactions which include but are not limited to payment of rates, charges, fines to Governmental, statutory and judicial bodies;
    • Charity and organizations related transactions which include but are not limited to payment and contributions to charitable, non-profitable, community or social service organizations;
    • Transactions under Merchant Category Code (MCC) 8999 “Professional Services” which include but are not limited to Jompay transactions, FPX transactions, DuitNow QR transactions and Paypal transactions;
    • Casino transactions (transactions with MCC 7995/ 4829/ 6051).
  3. The amount of retail purchases made by your supplementary cardholders will count towards meeting your minimum retail purchase requirement to be eligible to receive the cashback.
  4. 360⁰ Rewards Points and WorldMiles Points are not applicable for this product.
  5. The assignment of Eligible Transaction Type and Merchant Category Code (MCC) will determine the cardholder’s entitlement for the category of cashback. It is the responsibility of the Acquiring Bank to assign the correct eligible transaction type and Merchant Category Code. SCB shall not be held responsible for any incorrect assignment of the eligible transaction type and Merchant Category Code by the Acquiring Bank at the eligible merchant.
  6. Click here to view full JustOne Platinum Mastercard® Credit Card Product Terms and Conditions.
  1. Purchase has to be made via GSC website or GSC mobile app only.
  2. RM10 per ticket offer is only valid for show times after 1PM.
  3. Offer is not valid on Wednesday.
  4. Offer is limited to 2 tickets per transaction per card per day.
  5. Offer is limited to 80 tickets per day, first come first serve basis.
  6. Advance ticket purchases are not eligible for this promotion.
  7. The above is merely an excerpt, for full T&Cs, please click here.
Person, Human, Shopping

Features

Easy-Payment-Scheme

Convert your transactions into 0% easy payment scheme at selected merchants.

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Cheque-On-Call Plus

Get extra cash from your credit card at a low interest rate across a range of repayment periods, with the Standard Chartered Cheque-On-Call Plus

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Balance Transfer Plus

Switch to a lower interest rate with the Standard Chartered Balance Transfer Plus

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FlexiPay Plus

Convert your Standard Chartered credit card purchases into a low interest rate instalment plan with FlexiPay Plus

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Automatic Balance Conversion

Break free and pay off your credit card outstanding balances with lower interest monthly instalments

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Mobile Wallet

Change the way you pay with the widely-accepted Samsung Pay. An easier, faster and more secure way to pay

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3D Secure Service

Enjoy peace of mind when you shop online with 3D secure – an online transaction security service facilitated by Visa and Mastercard

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Live The Good Life

Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia

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