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Multiply your points and reward easily from your monthly spend with Standard Chartered Visa Platinum Credit Card. Apply online & activate for :

Multiply your points and rewards easily from your monthly spend with the Standard Chartered Visa Platinum credit card

Multiply your points and reward easily from your monthly spend with Standard Chartered Visa Platinum Credit Card. Apply online & activate for :

Easily turn your credit card spend into greater rewards

Get 5,000 bonus points monthly and 5x points for dining, purchases at department store and overseas spend.


Automatic Balance Conversion

Break free and pay off your credit card outstanding balances with lower interest monthly instalments

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Live The Good Life

Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia. Pamper yourself with a card that keeps on giving.

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Mobile wallet

Change the way you pay with the widely-accepted Samsung Pay. An easier, faster and more secure way to pay.

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FlexiPay Plus

Convert your Standard Chartered credit card purchases into a low interest rate instalment plan with FlexiPay Plus.

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Cheque-On-Call Plus

Get extra cash from your credit card at a low interest rate across a range of repayment periods, with the Standard Chartered Cheque-On-Call Plus.

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Balance Transfer Plus

Switch to a lower interest rate with the Standard Chartered Balance Transfer Plus.

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3D secure service

Enjoy peace of mind when you shop online with 3D secure – an online transaction security service facilitated by Visa and Mastercard®.

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Multiply your rewards with your daily spend

Here’s how you can earn more 360º Rewards Points:

Spending category
Spend distribution
Points multiplier
Spend RM1,500 monthly
Spend RM2,000 monthly
Spend Points earned Spend Points earned
Dining 40% 5x RM600 3,000 RM800 4,000
Department store 20% 5x RM300 1,500 RM400 2,000
Overseas 10% 5x RM150 750 RM200 1,000
Others (such as groceries, petrol, pharmacy) 30% 1x RM450 450 RM600 600
Total 100% RM1,500 5,700 RM2,000 7,600
Bonus points when you spend more than RM1,500 5,000 5,000
Total points earned for the month   10,700 12,600
Total 360o Rewards Points earned for 12 months

(Assuming a consistent monthly spend as illustrated above)

128,400  151,200
The table is for illustration purposes only
Items you can redeem

Redeem your points and get rewarded effortlessly

Here are some of the sample items you can use your points to redeem

Rewards Redemption Items Samples
 20,000 Points and Above
  • Travel essentials (such as travel pouch, luggage tag, travel lock)
  • Gift Card/ Vouchers
  • Tupperware products
 50,000 Points and Above
  • Bags (such as laptop bag, foldable travel bag, school bag)
  • Lock & Lock products
  • Home Electronics
 150,000 points and above
  • Luggage Bag
  • Smart phones
items are subject to stock availability at the point of redemption.

Click here to view for most updated items and required points to redeem

Standard Chartered Visa Platinum credit card fees and charges


Interest Rates 15-18% p.a.
Annual Fees Waived for life
Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50, whichever is higher
Late Payment Charges Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher. Late payments charges are capped at a maximum of RM100 per account
Click here to know more about the Credit card Tiered Interest Rates

The actual credit limit is subject to the Bank’s approval, and will be made known when you receive your card.

Visa Platinum Card Eligibilities

Principal Card and Supplementary Card

  • Prinicpal Card : Age

    21-65 years old

  • Supplementary Card : Age

    18-65 years old

  • Principal Card : Minimum Annual Income

    RM36,000 p.a.

Introducing the Visa Platinum credit card

The Standard Chartered Visa Platinum credit card now rewards you with even more points

Terms and conditions

Important Information

Click here for Privacy Statement (PDPA)

Click here for Client and Credit Card terms

Click here for Product Disclosure Sheet (PDS)