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Make every journey complete with the Standard Chartered WorldMiles World Mastercard® credit card.
  1. Credit cards

  2. WorldMiles Mastercard®

WorldMiles Mastercard®

Complete your application online and get 30,000 WorldMiles. T&Cs apply

WorldMiles Mastercard®
  • Earn
    4.5x WorldMiles

    on overseas spend

  • Unlimited
    lounge access

    at Plaza Premium Lounges

  • Get up to
    RM80 cashback

    on Airport Transfers

*Terms and conditions apply.

Enjoy a world of travel privileges

Make WorldMiles your favorite travel companion

Mastercard Travel Rewards
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  1. Earn cash rewards from premium brands when you spend in foreign currency
Travel Insurance
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  1. Up to USD 100,000 Travel Medical Coverage
#TravelPerks
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  1. Experience the world with amazing travel deals

WorldMiles Mastercard® Credit Card Benefits

A faster way to earn AirMiles

Earn more WorldMiles points when you spend overseas. Know more

Online AirMiles conversion

Every 2 WorldMiles points gets you 1 AirMile of your preferred frequent flyer program. Click here to learn more about converting your WorldMiles points online.

Unlimited Plaza Premium Lounge access

Enhance your travel experience with complimentary access to Plaza Premium Lounge in KLIA and klia2 when you travel internationally1.

Cashback on airport transfers

Enjoy up to RM80 cashback on your Airport Limo (from KLIA) & KLIA Ekspres (from KLIA & KLIA2) ride home when you return from overseas travel2. Know more
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Application Eligibility

  • Principal Card Age: 21 – 65 years old
  • Supplementary Card Age: 18 – 65 years old
  • Principal Card Minimum Annual Income: RM90,000 p.a.

For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

For New Customers

Salaried (Private) – Fixed income

  • Copy of NRIC (front and back) AND
  • 3 months payslips (3 bank statement if required) OR
  • Latest EPF Statement (minimum 6 months) OR
  • Borang BE with LHDN Acknowledgement Receipt

Salaried (Private) – Commission earner

  • Copy of NRIC (front and back) AND
  • 6 months payslips/ commission statement OR
  • Latest EPF Statement (minimum 6 months) OR
  • Borang BE with LHDN Acknowledgment Receipt

Salaried (Government)

  • Copy of NRIC (front and back) AND
  • 3 months payslips and 3 months bank statement OR
  • Latest EPF Statement (minimum 6 months) OR
  • Borang BE with LHDN Acknowledgement Receipt

Self Employed

  • Copy of NRIC (front and back) AND
  • SSM for Sole Proprietor/ Partnership / Private Limited Co. > 2 years AND
  • Borang B/BE with LHDN Acknowledgement Receipt

Salaried (Employment in Singapore) – Fixed and Commission Earner

  • Copy of NRIC (front and back) AND
  • 3 months payslips (3 bank statement if required) OR
  • 6 months payslips/ commission statement OR
  • Latest income tax notice of assessment or latest 6 months CPF Contribution history statement

Application Eligibility

  • Principal Card Age: 21 – 65 years old
  • Supplementary Card Age: 18 – 65 years old
  • Principal Card Minimum Annual Income: RM90,000 p.a

For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

For New Customers

Self Employed

  • Copy of NRIC (front and back) AND
  • SSM for Sole Proprietor/ Partnership / Private Limited Co. > 2 years AND
  • Borang B/BE with LHDN Acknowledgement Receipt

Finance/interest charges

15-18% p.a.

Click here to know more about the Credit card Tiered Interest Rates

Annual Fees

Principal Card : RM600 (1st year Annual Fee Waiver )

Supplementary Card : Free

Service Tax

Principal Card : RM25

Supplementary Card : RM25

Minimum Monthly Repayment

5% of the outstanding balance or a minimum of RM50, whichever is higher

Late Payment Charges

Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.

Late payments charges are capped at a maximum of RM100 per account

Cash Advance Fee

Up to 5% or a minimum of RM25 will be imposed for each transaction

Overlimit Service

A Fee of RM50 will be charged if Cardholder had exceeded his/her approved credit limit.

Conversion for Overseas Transactions
  1. Transactions in a currency other than Ringgit Malaysia shall be converted at the exchange rate determined by Visa International / MasterCard Worldwide / the Bank and with such fees, charges and commission as determined by Visa International / MasterCard Worldwide on the date the transaction is processed.
  2. The Bank will charge a 1% administration fee on the amount transacted in foreign currency or amount transacted overseas with any MasterCard Credit Card and/or Visa Credit Card.
Cross Border Fee

Visa International / MasterCard Worldwide will impose a 1% cross border fee on online transactions at merchants with overseas payment gateway.

Click here to know more about the Credit card Fees & Charges

Click here for Privacy Statement (PDPA)
Click here for Client and Credit Card terms
Click here for Product Disclosure Sheet (PDS)

  1. The complimentary access to Plaza Premium International lounges in KLIA & klia2 is only open to valid principal WorldMiles Cardholders with a valid international boarding pass. Accompanying guest(s) will enjoy a discount of 20% off the Plaza Premium Lounges’ published rates.
  2. The Airport Limo (from KLIA) & KLIA Ekspres (ERL from KLIA & KLIA2) cash rebate of up to RM80 is applicable to Principal cardholders only. To qualify, cardholder must perform a minimum of 3 retail transactions overseas in foreign currency with the WorldMiles card in the past 30 days. Cardholders are entitled to enjoy cash rebate 1 time per calendar month.
  3. The annual fee of RM600 is waived for the first year (applicable to new customers only). Annual fee for the second year onwards will be waived if you spend a minimum of RM60,000 in the past 12 months. Annual spend is calculated as total retail spend in past 12 months statement prior to annual fee charge.
The above is merely an excerpt of the Terms and Conditions governing the Standard Chartered WorldMiles World Mastercard® Credit Card. Please click here for full Terms and Conditions.
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