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Proceed

Financial solution to meet your medium to long term goals

Insurance savings plan

Financial solution to meet your medium to long term goals

Key Features

Important notes

1 100% of the regular Basic Unit Account (BUA) premiums will be invested into funds of your choice before any deduction for policy fees and charges.

2 Excluding loading Premium and Top-up Premium, if any, minus any withdrawal.

3 TPD benefit is available before Policy Anniversary of the Life Assured’s age 70 next birthday.

4 Creditor proof only for PRUSignature with statutory trust [for non-Muslim policy owner, a trust can be created when the policy is nominated to Spouse, Children or Parent (if no spouse or child at the time of nomination). Under such circumstance, the designated beneficiaries can receive the monies under the trust policy]. Creditor proof means that the creditors will not be able to directly claim the insurance money to pay off debts. However, any debts outstanding will still need to be settled, whether by liquidating other assets or utilising the insurance money.

Disclaimers

  • PRUSignature is a regular premium investment-linked insurance plan underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by Standard Chartered Bank Malaysia Berhad (“Bank”) 198401003274. The Bank accepts no responsibility or liability for the plan or the products and services offered by Prudential Assurance Malaysia Berhad.
  • Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials.
  • This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure (if any), Product Disclosure Sheet, Product/Sales Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the important features and benefits under the policy.
  • Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Bank Representative who will perform a needs analysis and assist you in making an informed decision.
  • PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.

Prudential Assurance Malaysia Berhad (PAMB) is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits insured under the insurance policies offered by PAMB are protected against loss of part or all of the insurance benefits by PIDM, in the unlikely event of an insurer member failure. For further details of the protection limits and the scope of coverage, please obtain a PIDM information brochure from PAMB or visit the PIDM website or call the PIDM toll free line (1-800-88-1266).

Prudential