Customised benefits tailored to suit your unique individual needs.
As a Priority client, you have the advantage of enjoying customised benefits that recognise your total relationship with us and have been tailored to suit your individual needs.
And because we know your family means the world to you, some of these benefits also extend to them.
Total Relationship Rewards
Standard Chartered Priority Banking Visa Infinite Credit Card is the only credit card in town that rewards your total banking relationship with us.
With this card, you will have the ultimate pleasure of enjoying a wide selection of unsurpassed privileges tailored to your unique taste and lifestyle.
Infinite privileges reserved for you:
- Enjoy unlimited complimentary Priority Pass Lounge Access1
- Enjoy up to RM80 cashback2 on your airport limousine or KLIA Ekspres ride home when you return from overseas travel, 12x annually.
- Earn 5X 360° Rewards Points for all foreign currency credit card charges, 1X 360° Rewards Points for all local credit card charges.
- Earn 360° Rewards Points on all your existing home loan, deposits and investment balances.
- Get complimentary Travel Insurance worth up to RM50,0003 each for you and your spouse. To activate the coverage, simply charge to your Standard Chartered Priority Banking Visa Infinite Credit Card at least once when overseas.
- Extraordinary lifestyle privileges - a range of golf, travel, lifestyle, and entertainment privileges selected for your pleasure.
- Enjoy 2 year free annual fee4
1 Eligible for Principal Cardholders who are Priority Banking members with a minimum Assets Under Management (“AUM”) of RM250,000 per month, as at last day of the month. If your Priority Banking membership has ended or your AUM is below RM250,000, your complimentary access to airport lounges will be limited to the first 2 visits annually. Access exceeding 2 times and accompanying guests will be charged USD27 (as per legal tariff) per person per visit.
2 Eligible for Principal Cardholders who are Priority Banking members with a minimum AUM of RM250,000 per month, as at last day of the month. The Airport Limo & KLIA Ekspres (ERL) rides cashback of up to RM80 is applicable to Principal Cardholders only. To qualify, cardholder must perform a minimum of 3 retail transactions overseas in foreign currency with the PBVI card in the past 30 days. Cardholders are entitled to enjoy cash rebate 1 time per calendar month.
3 Up to RM50,000 for below 70 years old and up to RM25,000 for 70 years old and above.
4 The annual fee of RM848 is waived for the first 2 years (applicable to new customers only). Annual fee for the 3rd year onwards will be waived if you spend a minimum of RM10,000 in the past 12 months.
For Full Priority Banking Visa Infinite Terms and Conditions, please click here
The Standard Chartered Priority Banking Visa Infinite Credit Card guarantees you an unparalleled level of privileges and experiences wherever life takes you.
Indulge in the fruits of your total banking relationship with us.
You can earn 360° Rewards Points on your Standard Chartered Priority Banking Visa Infinite Credit Card with this unique and innovative programme.
|Earn 360° Rewards Points on your total banking relationship with us
Credit card spending + Home Loan + Deposits + Investment balances
|Redeem 360° Rewards Points for air miles, vouchers and other rewards
Check out our Visa Infinite calculator online to find out how many 360° Rewards Points you'll earn, and what exciting rewards you can redeem.
|Access rewards with Standard Chartered Priority Banking Visa Infinite Credit Card
Enjoy a world of privileges like no other, exclusively for Priority Banking customers.
|Products||360° Rewards Points earned per month|
|*Home Loans / Home Financing-i||40 points for every RM10,000 outstanding balance|
|*Investments||40 points for every RM10,000 average balance|
|*Current and/or Savings Account||40 points for every RM10,000 average balance|
|*Secured Overdrafts||40 points for every RM10,000 average balance|
|*Fixed Deposits / General Investment
|5 points for every RM10,000 average balance|
|Standard Chartered Priority Banking Visa Infinite Credit Card||For every RM1 spent in local currency (MYR), earn 1 point. For every RM1 equivalent spent in foreign currency, earn 5 points|
*The maximum points earned a month is 4,000 for each product.
- There is no expiry to the 360° Rewards Points earned.
- Earn 5X 360° Rewards Points for all your credit card charges in foreign currency.
- Simply spend once a month to enjoy the total banking relationship 360° Rewards Points.
- 360° Rewards Points will be credited to the credit card every month.
Note: The conditions of the Relationship Rewards is subject to change.
Terms and Conditions
An illustration of how you can earn more 360° Rewards Points
|Existing portfolio of accounts||Monthly spend or monthly average balance (RM)||360° Rewards Points earned (monthly)||360° Rewards Points earned in one year (12 months)|
|1. Home Loans / Home Financing-i||RM1,500,000||4,000||48,000|
|3. Current and/or Savings Account||RM250,000||1000||12,000|
|4. Fixed Deposits/ General Investment Account-i||RM200,000||100||1,200|
|5. Standard Chartered Priority Banking Visa Infinite Credit Card spending in
• Local currency (MYR)
• Foreign currency
|Total points accumulated in a year||350,400*|
Rewards you can redeem with 350,400* points
|RM600 worth of vouchers||8,100 air miles (one way air ticket to Phuket)|
As there's no expiry on your 360° Rewards Points earned, you can choose to accumulate your 360° Rewards Points and redeem your dream destination, attractive gifts or vouchers for yourself and your loved ones.
*This example is for illustration purpose; do refer to our Online Rewards for more details.
Terms and Conditions
Household recognition and family benefits
We know your family means the world to you, so we have also made them our priority. It is our way of ensuring a total banking relationship with you.
Your family will enjoy:
- Complimentary Priority Banking membership extended to your spouse and children upon request.
- Access to Priority Banking Centers, teller counters and Priority Banking Service Line.
- Privileged pricing on banking transactions and services.
- Lifestyle privileges including family events.
As your financial partner, we will be able to offer you best value on your product needs tailored by your Relationship Manager.
Your pricing privileges include:
- Fee waiver on cash withdrawals at any local MEPS and HOUSe ATMs network nationwide with JustOne Priority Account*.
- Fee waiver on international cash withdrawals at any Visa/Plus or MasterCard/Cirrus ATMs network. Cash withdrawal is up to RM10,000 per day.
- Fee waiver on Outward Telegraphic Transfer (OTT) transaction within Standard Chartered network.
- No fee charged on local and international retail purchases or ePOS transaction up to RM10,000 per day (RM3,000 per transaction).
JustOne Priority Account comprises both JustOne Priority Current Account and JustOne Priority Savings Account, which are eligible for protection by PIDM
* Subject to meeting JustOne Priority Current Account monthly deposit requirement.
Exclusive Lifestyle Privileges
We extend special privileges that match your status and fit your lifestyle.
Your exclusive lifestyle privileges include:
- Special premium offers from our carefully chosen partners.
- Invitations to previews and special lifestyle events.
- All products, benefits and services under Priority Banking are subject to Terms and Conditions, and may be varied or withdrawn at any time.
- Alternatively, you can find out more by contacting your Relationship Manager, via phone banking or visiting our branches.