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Enjoy earning potentially higher returns through a discretionary hibah or gift, with the Standard Chartered Saadiq BusinessOne-i account



Track your business transactions, make payments and manage your accounts 24/7, with a simple and secure award-winning online banking platform.

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Business debit card

Enjoy easy access to cash and a range of international benefits.

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Automated payroll services

Save on processing time and fees through automated and accurate payroll transactions.

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Comprehensive payment solutions

Enjoy a range of local and international payment capabilities through our branches and Straight2Bank online solutions.

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Earn potential returns

How it works

BusinessOne-i account is based on the Islamic law of guaranteed safekeeping or Al Wadiah Yad Dhamanah, whereby Standard Chartered Saadiq acts as the custodian of your funds and guarantees its safekeeping. This arrangement allows the Bank to place your money in prudent Syariah-compliant investments that are approved by Bank Negara. The returns gained from the investment will then be used to pay you a discretionary hibah or gift.


1 Deposit money into current account
2 Standard Chartered Saadiq then invests in Syariah-compliant investments
3 Assuming investments earn profit
4 Standard Chartered Saadiq then returns hibah or gifts to clients as token of appreciation

Terms and conditions

Member PIDM Perdankan Islam | Standard Chartered Saadiq