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Latest Commodity Details

Type of Commodity: Plastic Resin
Maximum Price per Tonne : RM 33,000 per tonne
Last Price Change: 1 December 2014
Trading Platform: Bursa Malaysia Suq Al-Sila'

The above Commodity is used as the underlying Commodity for certain deposit-based/financing-based/investment-based products and its maximum pricing will remain until further notice. We will communicate to customers on the actual commodity details and price per tonne (not exceeding the maximum price) on the date the commodity is traded. Please be informed that any further changes above the maximum commodity price will be communicated to customers whose application is in process.

For any renewal of Term Deposit-i using the above commodity (or any other approved commodity), the final renewal profit rate will be informed to customers based on prevailing board rates on the renewal date as listed below under item 4 “Term Deposit-i” or as published at branches.

Rates

1. Savings Account

  1. Basic Savings Account-i

2. Current Account

  1. Saadiq Current Account-i (Individual)*
  2. Current Account-i (Non-Individual)

3. Mudharabah Investment Accounts

  1. Saadiq JustOne Personal Investment Account-i
  2. Saadiq JustOne Personal Account-i
  3. Saadiq JustOne Preferred Investment Account-i
  4. Saadiq JustOne Preferred Account-i
  5. Saadiq JustOne Priority Investment Account-i
  6. Saadiq JustOne Priority Account-i
  7. JustOne Priority Plus Investment Account-i
  8. JustOne Priority Plus Account-i
  9. Saadiq Investment Account-i*
  10. Investment Account-i*
  11. Saadiq$aver-i*
  12. SuperSalary-i*
  13. Saadiq Business$aver-i

4. Term Deposit-i

  1. Term Deposit-i
  2. Term Deposit-i (Commercial / Business Client)

5. General Investment Accounts*

  1. General Investment Account-i (for deposits up to RM1 million only)*
  2. General Investment Account-i (for SME customers)*

6. Others

  1. Yield from Islamic Banking Assets
  2. Yield from Islamic Investment Accounts

1. Savings Account

a. Basic Savings Account-i (Eligible for protection by PIDM)

Hibah paid for previous month

  2016
Balance JUN JUL AUG SEP OCT
RM0 up to RM100,000 0.200% 0.200% 0.200% 0.200% 0.200%
RM100,001 to RM250,000 0.500% 0.500% 0.500% 0.500% 0.500%
RM250,001 & above 0.750% 0.750% 0.750% 0.750% 0.750%

2. Current Accounts

a. Saadiq Current Account-i (Individual)* (Eligible for protection by PIDM)

Hibah paid for previous month

  2016
Balance JUN JUL AUG SEP OCT
RM0 up to RM5,000 0.000% 0.000% 0.000% 0.000% 0.000%
RM5,001 to RM15,000 0.250% 0.250% 0.250% 0.250% 0.250%
RM15,001 & above 0.500% 0.500% 0.500% 0.500% 0.500%

b. Current Account-i (Non-Individual) (Eligible for protection by PIDM)

Hibah paid for previous month

  2016
Average Account Balance JUN JUL AUG SEP OCT
RM50,000 and below 0.000% 0.000% 0.000% 0.000% 0.000%
RM50,001 to RM100,000 0.000% 0.000% 0.000% 0.000% 0.000%
RM100,001 to RM200,000 0.300% 0.300% 0.300% 0.300% 0.300%
RM200,001 to RM500,000 0.750% 0.750% 0.750% 0.750% 0.750%
RM500,001 and above 0.900% 0.900% 0.900% 0.900% 0.900%

3.Investment Account

a. Saadiq JustOne Personal Investment Account-i

Profit paid based on Profit Sharing Ratio .

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
All balances 5 : 95 0.250 0.250 0.250 0.250 0.250

b. Saadiq JustOne Personal Account-i

Profit paid based on Profit Sharing Ratio .

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
All balances 1 : 99 0.050 0.050 0.050 0.050 0.050

c. Saadiq JustOne Preferred Investment Account-i

Profit paid based on Profit Sharing Ratio .

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
All balances 10 : 90 0.500 0.500 0.500 0.500 0.500

d. Saadiq JustOne Preferred Account-i

Profit paid based on Profit Sharing Ratio .

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
All balances 1 : 99 0.050 0.050 0.050 0.050 0.050

e. Saadiq JustOne Priority Investment Account-i

Profit paid based on Profit Sharing Ratio.

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
All balances 20 : 80 1.000 1.000 1.000 1.000 1.000

f. Saadiq JustOne Priority Account-i

Profit paid based on Profit Sharing Ratio.

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
All balances 1 : 99 0.050 0.050 0.050 0.050 0.050

g. JustOne Priority Plus Investment Account-i

Profit paid based on Profit Sharing Ratio.

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
RM0 up to RM50,000 4:96 0.200 0.200 0.200 0.200 0.200
RM50,001 up to RM200,000 34:66 1.700 1.700 1.700 1.700 1.700
RM200,001 up to RM1,000,000 50:50 2.500 2.500 2.500 2.500 2.500
RM1,000,001 and above 58:42 2.900 2.900 2.900 2.900 2.900

h. JustOne Priority Plus Account-i

Profit paid based on Profit Sharing Ratio.

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
All balances 1:99 0.050 0.050 0.050 0.050 0.050

i. Saadiq Investment Account-i*

Profit paid based on Profit Sharing Ratio.

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
RM0 up to RM100,000 4:96 0.200 0.200 0.200 0.200 0.200
RM100,001 to RM250,000 10 : 90 0.500 0.500 0.500 0.500 0.500
RM250,001 & above 15 : 85 0.750 0.750 0.750 0.750 0.750

j. Investment Account-i*

Profit paid based on Profit Sharing Ratio

  2016
Balance PSR JUN JUL AUG SEP OCT
RM0 up to RM50,000 4:96 0.200% 0.200% 0.200% 0.200% 0.200%
RM50,001 to RM100,000 8:92 0.400% 0.400% 0.400% 0.400% 0.400%
RM100,001 & above 20:80 1.000% 1.000% 1.000% 1.000% 1.000%

k. Saadiq$aver-i*

Profit paid based on Profit Sharing Ratio .

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
RM0 up to RM50,000 4 : 96 0.200 0.200 0.200 0.200 0.200
RM50,001 to RM200,000 34 : 66 1.700 1.700 1.700 1.700 1.700
RM200,001 to RM1,000,000 48 : 52 2.400 2.400 2.400 2.400 2.400
RM1,000,001 & above 54 : 46 2.700 2.700 2.700 2.700 2.700

l. SuperSalary-i*

Profit paid based on Profit Sharing Ratio.

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
RM0 up to RM15,000 10 : 90 0.500 0.500 0.500 0.500 0.500
RM15,001 & above 18 : 82 0.900 0.900 0.900 0.900 0.900

m. Saadiq Business$aver-i

Profit paid based on Profit Sharing Ratio.

  2016
Balance PSR Profit Paid (%)
JUN JUL AUG SEP OCT
RM0 up to RM200,000 10 : 90 0.500 0.500 0.500 0.500 0.500
RM200,001 to RM1,000,000 26 : 74 1.300 1.300 1.300 1.300 1.300
RM1,000,001 & above 30 : 70 1.500 1.500 1.500 1.500 1.500

4. Term Deposit-i (Eligible for protection by PIDM)

a. Term Deposit-i(for deposits up to RM1 million only)

Offer to buy commodity from Customers on deferred terms from 11th April 2014.

  2016
Tenure Profit Rate (%)
August September October November
1 Month 2.70 2.70 2.70 2.70
3 Months 2.90 2.90 2.90 2.90
4 Months 2.90 2.90 2.90 2.90
6 Months 2.95 2.95 2.95 2.95
7 Months 2.95 2.95 2.95 2.95
9 Months 2.95 2.95 2.95 2.95
12 Months 3.05 3.05 3.05 3.05

b. Term Deposit-i (Commercial / Business Client)

Offer to buy commodity from Customers on deferred terms from 11th April 2014

  2016
Tenure Profit Rate (%)
August September October November
1 Month 2.70 2.70 2.70 2.70
3 Months 2.90 2.90 2.90 2.90
6 Months 2.95 2.95 2.95 2.95
9 Months 2.95 2.95 2.95 2.95
12 Months 3.05 3.05 3.05 3.05

5. General Investment Accounts*

a. General Investment Account-i (for deposits up to RM1 million only)

  2016
Tenure PSR & Profit Paid (%)
July (effective 1st July – 26th July) July(effective starting 27th July) August September October
1 Months 56 : 44
2.80%
56 : 44
2.70%
54 : 46
2.70%
54 : 46
2.70%
54 : 46
2.70%
3 Months 58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
4 Months 58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
6 Months 59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
7 Months 59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
9 Months 59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
12 Months 62 : 38
3.10%
61 : 39
3.05%
61 : 39
3.05%
61 : 39
3.05%
61 : 39
3.05%

b. General Investment Account-i (for SME customers)

  2016
Tenure PSR & Profit Paid (%)
July (effective 1st July – 26th July) July (effective starting 27th July) August September October
1 Months 60 : 40
3.00%
54 : 46
2.70%
54 : 46
2.70%
54 : 46
2.70%
54 : 46
2.70%
3 Months 63 : 37
3.15%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
6 Months 63 : 37
3.15%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
9 Months 64 : 36
3.20%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
12 Months 65 : 35
3.25%
61 : 39
3.05%
61 : 39
3.05%
61 : 39
3.05%
61 : 39
3.05%

6. Others

a. Yield from Islamic Banking Assets

2016
JUN JUL AUG SEP OCT
5.00% 5.00% 5.00% 5.00% 5.00%

b. Yield from Islamic Investment Accounts

2016
JUN JUL AUG SEP OCT
5.00% 5.00% 5.00% 5.00% 5.00%

Note:

  1. *Product not available for account opening.
  2. Current monthly rates are computed at the middle of the month and will be available on the 16th or the next business day of the month.
  3. For Mudharabah Investment Account, previous rates are not guarantee or reflection of future rates.

Member PIDM

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