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Personal financing ii

Enjoy a simple and affordable financing facility that is Syariah-compliant with Standard Chartered Saadiq Personal Financing-i

A Syariah-compliant financing facility

Enjoy financing up to RM250,000 to fulfill your lifestyle needs, secure a business opportunity or even for a rainy day, with an Islamic financing facility that is designed based on the concept of Commodity Murabahah.

The Islamic principle of Commodity Murabahah

How it works


1 Standard Chartered Saadiq purchases commodities from approved brokers
2 Commodities purchased will be sold to you at a price that includes a fixed profit margin, on a deferred payment basis
3 Once the sale is complete, Standard Chartered Saadiq acts as your agent to sell the commodities to approved brokers
4 The proceeds from the transaction will then be deposited into your designated Saadiq account

Terms and conditions

Member PIDM Perdankan Islam | Standard Chartered Saadiq