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Saadiq My Home-i is a Syariah-compliant home financing plan, based on the principle of Musyarakah.

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What is Musyarakah?

Diminishing Musyarakah is a contract between the customer and the bank to co-own an asset. As you pay your instalment, the bank's share of ownership diminishes until you own 100% of the asset at the end of the financing term.

With Saadiq My Home-i, you can enjoy these features:
  1. Be assured that your finances are managed ethically with Syariah-compliant term financing based on the Musyarakah concept.
  2. Enjoy stamp duty remission on financing documents for new property purchases and full stamp duty waiver on financing documents when you refinance from existing conventional home financing to Saadiq My Home-i.
  3. Ceiling rate protection shields you from Base Rate (BR) fluctuations, protecting you from rising financing rates and giving you peace of mind.

Other Terms and Conditions apply. Click here for full Terms and Conditions.

Perdankan Islam

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Speaking Up

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