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Standard Chartered Saadiq Personal Banking

You can choose from wide range of Islamic products such as savings accounts, home financing and personal financing that are syariah-compliant.


Basic Account-i

Basic Savings Account-i and Basic Current Account-i are based on the concept of Al Wadiah Yad Dhamanah (safe custody), which means deposits are guaranteed by the bank and bank is allowed to pay a discretionary hibah or gift. Monthly eStatements are issued for the account, making this an environmentally friendly choice. Customers can also enjoy cash-free shopping with our debit/ATM card.

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JustOne Priority Plus-i

Introducing an intelligent high yield premium account that manages your funds to earn higher profit rate and provides flexibility whenever you need it most. By Invitation only.

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Saadiq JustOne-i

Introducing Saadiq JustOne-I, for all your transaction and banking needs. Make Saadiq JustOne-i your only account to enjoy great benefits.

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Systematic Investment Technique (Haiqal Suite)

Lets you capture market opportunities regardless of market environment with a hassle-free 12-month Islamic unit trust investment plan.

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Term Deposit-i

Term Deposit-i is our new product which is based on Commodity Murabahah. If you seek to earn competitive returns on your deposit, then our Term Deposit-i may be a suitable product for you.

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Investment Services-i

Investment Services-i offers the widest choice of Syariah-compliant unit trust funds in the country. We offer more than 80 funds from 18 fund houses that include both conventional and Islamic unit trust funds under one roof, many of which are top-performers with impressive track records.

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Saadiq My Home-i

Saadiq My Home-i is a Syariah-compliant home financing plan, based on the principle of Musharakah. It gives you both flexibility and control so you can manage your cash flow as you adapt to life's changing needs.

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Saadiq My HomeOne-i

We understand that homeowners have different needs at each stage of their lives. So whether you are buying your first home, upgrading, refinancing or purchasing an investment property, we have just the right plan for you and can help you save up to half the cost of your home financing.

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Saadiq Personal Financing-i

We've made personal financing simple and affordable with Personal Financing-i, which is a Syariah-compliant financing facility based on the concept of Commodity Murabahah.

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Call Us

Call our hotline for further information.

1300 888 888

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

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Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.