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The Shariah Committee was established to oversee the bank’s business and ensure we comply with the strict requirements of Shariah Law.

Shariah Committee

The Shariah Committee (SC) was formed in October 2000 with the mandate given by the Board of Directors of Standard Chartered Saadiq Berhad to oversee the bank’s Islamic banking business and ensure we comply with the strict requirements of Shariah Law.

The committee is made up of distinguished academicians from prominent universities in Malaysia and independent consultants who are experts in Shariah. The committee meets regularly to:

  • Discuss the development of new Islamic banking products
  • Review the various procedures and practices related to the Islamic banking business

Assoc. Prof. Dr. Ahcene Lahsasna

Ahcene Lahsasna

Dr. Ahcene Lahsasna is currently the Chief Executive Officer of Salihin Shariah Advisory & Chief Academic Officer of Salihin Academy, a council member of the Malaysian Financial Planning Council (MFPC), and the Academic Director of Singapore Islamic Finance Academy (SIFA). Prior to that he was an Associate Professor at INCEIF. Prof Ahcene Lahsasna is a founding member and Board of Director of the International Academy of Financial Consumer (IAFICO) in South Korea.

Prof Ahcene Lahsasna is CPIF (Chartered Professional Islamic Finance), a RFP (Register Financial Planner), a FAP (FAA Accreditation Panel), a CPT (Certified Professional trainer) by the FAA, a Certified Trainer by CIBAFI (General Council for Islamic banks and financial institutions in Bahrain), Certified Trainer by MFPC. Prof Ahcene Lahsasna authored more than 20 books and the recipient of the Global Business Leadership Award in 2017 & 2019 in Islamic Finance.

Ustaz Abdul Latif bin Ahmad Subki

abdul latif

Abdul Latif @ Rahbar Bin Ahmad Subki is a lecturer of the science of Tafsir, Hadith, Aqidah and Shariah at Darul Ulum Azzahra, a private Islamic school in Sungai Buloh Selangor. He studied Advanced Islamic Studies covering the subjects of Shariah, Usuluddin, Tafsir, Hadith and Arabic Literatures in the Darul Uloom Zakariyya in Johannesburg, South Africa in 2000-2006. He obtained his Syahadah ‘Alimiyyah from the same institute. Upon his return from South Africa, he has been giving religious lectures including Muamalat at a number of mosques in Klang Velley, Kuala Terengganu and Perak.

Abdul Latif was born at Kuala Lumpur in 1982 and is the youngest amongst the Shariah Advisers selected to the Shariah Committee. His appointment reflects the determination by Standard Chartered Saadiq Shariah Committee to groom qualified young talent to be leading Shariah Scholar.

Associate Professor Dr Zurina Binti Shafii

DR zurina

Dr. Zurina Binti Shafii is an Associate Professor in Islamic finance at the Faculty of Economics and Muamalat, Universiti Sains Islam Malaysia (USIM) and a research fellow at USIM’s Islamic Finance and Wealth Management Institute (IFWMI). Her areas of expertise include Shariah Compliance Audit, Islamic Wealth Management, Islamic Accounting and Halal Management.

She received her first degree in Accounting from Universiti Teknologi Mara (UiTM) and later obtained her Master’s Degree and PhD both in Islamic Finance from Durham University, United Kingdom.

She was awarded ACCA Professional Level Certificate and a Certified Islamic Financial Planner. She authored Islamic finance related books in areas of Islamic financial planning titled “Islamic Accounting and Halal Governance” published by IBFIM and two books titled “Governance and Shariah Audit in Islamic Financial Institution” and “State of Islamic Finance: A Retrospective Assessment and Looking Forward” published by Penerbit USIM.

Mufti Muhammad Abdul Mubeen


Mufti Muhammad Abdul Mubeen is the Head of Shariah Department for Group Islamic Banking function of Standard Chartered Bank and Shariah Board Member/Shariah Advisor for Standard Chartered Bank (Pakistan) Limited for the past 10 years. He obtained Shahadat ul Alamiyyah from Jamiat ul Uloom il Islamiyyah, Allamah Binnori Town Karachi, Pakistan. He has done his Takhassus fil Ifta from Jamiah Darul- Uloom Karachi, Pakistan

Mufti Muhammad Abdul Mubeen received his Master of Commercial Law from The University of Melbourne, Australia and LLB (Hons) Shariah & Law from International Islamic University, Islamabad.

He is also member of Shariah Advisors Forum (Forum Established by State Bank of Pakistan) and has participated in preparing & issuing Shariah Standards for Islamic Banking Industry in Pakistan.