Deposit and Placement

Standard Chartered Saadiq offers a wide choice of treasury products to suit your needs without disregarding your Islamic values. Our treasury products are Syariah-compliant and offered to both corporate and institutional customers. Managed by a team of dedicated personnel, you can be assured your investment will be invested in a prudent and acceptable manner.

Solutions:

Islamic Negotiable Instruments of Deposit (INID)

An INID is a placement on profit-sharing (Mudharabah) contract with a pre-determined profit sharing ratio for greater transparency. Therefore the Rate of Return is not fixed and will only be known on maturity, which can be between 30 days to 10 years.

(Not eligible for protection by PIDM)


Special General Investment Account-i SGIA (Corporate & Institutional)

This is an alternative special general investment account. The account provides placement on a profit sharing (mudharabah) contract with a pre-determined profit sharing ratio for greater transparency. The rate of return is not fixed and will only be known on maturity. Tenures last from 1 day to 60 months.

(Eligible for protection by PIDM)


Commodity Murabahah-i Programme (CMP-i Deposit)

This is an alternative deposit product for corporate and institutional clients, which is based on globally accepted Islamic concepts. The product involves the purchase and sale of metal commodities at the London Metal Exchange (LME) based on the Murabahah principle as the underlying transaction. Rate of return is pre-determined, fixed and guaranteed with a tenor which can be as short as 30 days or as long as 10 years.

(Eligible for protection by PIDM)


Commodity Murabahah-i Financing (CMF-i Placement)

This is an alternative financing product for corporate and institutional clients that is based on globally accepted Islamic concepts. Similar to CMP-i, CMF-i involves the purchase and sale of metal commodities at the London Metal Exchange based on the Murabahah principle as the underlying transaction. Rate of return is pre-determined, fixed and guaranteed with a tenor between 1-6 months.

Islamic Derivatives

At Standard Chartered Saadiq we are committed to helping you find creative solutions to the increasingly complex problems of interest rate and currency exposure. As risk becomes more complex, the use of Islamic derivatives is essential. Our Syariah-compliant Islamic derivatives offer you a unique proposition for sound financial management and return on investment.

  • Islamic Profit Rate Swap (IPRS)
  • Islamic Cross Currency Swap (ICCS)
  • Islamic Forward Rate Agreement (IFRA)
  • FX Forward-i
  • Islamic Train-i (Eligible for protection by PIDM)

Member PIDM

Perdankan Islam | Standard Chartered Saadiq

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