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Latest Commodity Details (for Term Deposit-i, Personal Financing-i and BizFinancing-i)
Type of Commodity Plastic Resin
Maximum Price per Tonne RM 33,000 per tonne
Last Price Change 1 December 2014
Trading Platform Bursa Malaysia Suq Al-Sila'

The above Commodity is used as the underlying Commodity for certain deposit-based/financing-based/investment-based products and its maximum pricing will remain until further notice. We will communicate to customers on the actual commodity details and price per tonne (not exceeding the maximum price) on the date the commodity is traded. Please be informed that any further changes above the maximum commodity price will be communicated to customers whose application is in process.

For any renewal of Term Deposit-i using the above commodity (or any other approved commodity), the final renewal profit rate will be informed to customers based on prevailing board rates on the renewal date as listed below under item 4 “Term Deposit-i” or as published at branches.

Latest Commodity Details (for Current Account and Savings Account based on Syariah concept of Tawarruq)

 

Type of Commodity Platinum
Maximum Price $1,027 per troy oz
Effective Date 18 October 2017- 8 December 2017
Maximum Price $1,036 per troy oz
Effective Date 9 December 2017- 31 December 2017
Trading Platform DD & Co Limited

The above Commodity is used as the underlying Commodity for Current Account and Savings Account based on Syariah concept of Tawarruq products and its maximum pricing will remain until further notice. The agreed profit rate will be informed to customers based on prevailing board rates as listed below under item 3 “Current Account and Savings Account based on Syariah concept of Tawarruq” or as published at branches.

Rates

Savings Account

Basic Savings Account-i

Hibah paid for previous month

2017
Balance
MAY
JUN
JUL
AUG
SEP
RM0 up to RM100,000 0.200% 0.200% 0.200% 0.200% 0.200%
RM100,001 to RM250,000 0.500% 0.500% 0.500% 0.500% 0.500%
RM250,001 & above 0.750% 0.750% 0.750% 0.750% 0.750%

(Eligible for protection by PIDM)

Current Accounts

Saadiq Current Account-i (Individual)1

Hibah paid for previous month

2017
Balance
MAY
JUN
JUL
AUG
SEP
RM0 up to RM5,000 0.000% 0.000% 0.000% 0.000% 0.000%
RM5,001 to RM15,000 0.250% 0.250% 0.250% 0.250% 0.250%
RM15,001 & above 0.500% 0.500% 0.500% 0.500% 0.500%

Eligible for protection by PIDM

Current Account-i (Non-Individual)

Hibah paid for previous month

2017
Average Account Balance
MAY
JUN
JUL
AUG
SEP
RM50,000 and below 0.000% 0.000% 0.000% 0.000% 0.000%
RM50,001 to RM100,000 0.000% 0.000% 0.000% 0.000% 0.000%
RM100,001 to RM200,000 0.300% 0.300% 0.300% 0.300% 0.300%
RM200,001 to RM500,000 0.750% 0.750% 0.750% 0.750% 0.750%
RM500,001 and above 0.900% 0.900% 0.900% 0.900% 0.900%

Eligible for protection by PIDM

Current Account and Savings Account under Syariah concept of Tawarruq

Saadiq JustOne Personal Savings Account-i

Profit paid of the month

2017
Balance
Profit Paid (%)
NOV
Below RM1,500 0.250
RM1,500 and above 1.250

Eligible for protection by PIDM

Saadiq JustOne Personal Current Account-i

Profit paid of the month

Balance
Profit Paid (%)
NOV 2017
All balances 0.050

Eligible for protection by PIDM

Saadiq JustOne Priority Savings Account-i

Profit paid of the month

2017
Balance
Profit Paid (%)
NOV
Below RM10,000 1.000
RM10,000 and above 2.000

Eligible for protection by PIDM

Saadiq JustOne Priority Current Account-i

Profit paid of the month

2017
Balance
Profit Paid (%)
NOV
All balances 0.050

Eligible for protection by PIDM

JustOne Priority Plus Savings Account-i

Profit paid of the month

2017
Balance
Profit Paid (%)
NOV
RM0 up to RM50,000 0.200
RM50,001 up to RM200,000 1.700
RM200,001 up to RM1,000,000 2.500
RM1,000,001 & above 2.900

Eligible for protection by PIDM

JustOne Priority Plus Current Account-i

Profit paid of the month

2017
Balance
Profit Paid (%)
NOV
All balances 0.050

Eligible for protection by PIDM

Investment Account

Saadiq JustOne Personal Investment Account-i

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
All balances 5 : 95 0.250 0.250 0.250 0.250 0.250
Saadiq JustOne Personal Account-i

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
All balances 1 : 99 0.050 0.050 0.050 0.050 0.050
Saadiq JustOne Preferred Investment Account-i

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
All balances 10 : 90 0.500 0.500 0.500 0.500 0.500
Saadiq JustOne Preferred Account-i

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
All balances 1 : 99 0.050 0.050 0.050 0.050 0.050
Saadiq JustOne Priority Investment Account-i

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
All balances 20 : 80 1.000 1.000 1.000 1.000 1.000
Saadiq JustOne Priority Account-i

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
All balances 1 : 99 0.050 0.050 0.050 0.050 0.050
JustOne Priority Plus Investment Account-i

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
RM0 up to RM50,000 4:96 0.200 0.200 0.200 0.200 0.200
RM50,001 up to RM200,000 34:66 1.700 1.700 1.700 1.700 1.700
RM200,001 up to RM1,000,000 50:50 2.500 2.500 2.500 2.500 2.500
RM1,000,001 and above 58:42 2.900 2.900 2.900 2.900 2.900
JustOne Priority Plus Account-i

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
All balances 1:99 0.050 0.050 0.050 0.050 0.050
Saadiq Investment Account-i1

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
RM0 up to RM100,000 4:96 0.200 0.200 0.200 0.200 0.200
RM100,001 to RM250,000 10 : 90 0.500 0.500 0.500 0.500 0.500
RM250,001 & above 15 : 85 0.750 0.750 0.750 0.750 0.750
Investment Account-i1

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
MAY
JUN
JUL
AUG
SEP
RM0 up to RM50,000 4:96 0.200% 0.200% 0.200% 0.200% 0.200%
RM50,001 to RM100,000 8:92 0.400% 0.400% 0.400% 0.400% 0.400%
RM100,001 & above 20:80 1.000% 1.000% 1.000% 1.000% 1.000%
Saadiq$aver-i1

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
RM0 up to RM50,000 4 : 96 0.200 0.200 0.200 0.200 0.200
RM50,001 to RM200,000 34 : 66 1.700 1.700 1.700 1.700 1.700
RM200,001 to RM1,000,000 48 : 52 2.400 2.400 2.400 2.400 2.400
RM1,000,001 & above 54 : 46 2.700 2.700 2.700 2.700 2.700
SuperSalary-i1

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
RM0 up to RM15,000 10 : 90 0.500 0.500 0.500 0.500 0.500
RM15,001 & above 18 : 82 0.900 0.900 0.900 0.900 0.900
Saadiq Business$aver-i

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Paid (%)
MAY
JUN
JUL
AUG
SEP
RM0 up to RM200,000 10 : 90 0.500 0.500 0.500 0.500 0.500
RM200,001 to RM1,000,000 26 : 74 1.300 1.300 1.300 1.300 1.300
RM1,000,001 & above 30 : 70 1.500 1.500 1.500 1.500 1.500
Saadiq Young Saver-i

Profit paid based on Profit Sharing Ratio.

2017
Balance
PSR
Profit Rate (%)
JUN
JUL
AUG
SEP
All tiers 20:80 1.000 1.000 1.000 1.000

effective 20th February 2017

Term Deposit-i

Term Deposit-i(for deposits up to RM1 million only)

Offer to buy commodity from Customers on deferred terms from 11th April 2014.

2017
Tenure
Profit Rate (%)
July
August
September
October
1 Month 2.70 2.70 2.70 2.70
3 Months 2.90 2.90 2.90 2.90
4 Months 2.90 2.90 2.90 2.90
6 Months 2.95 2.95 2.95 2.95
7 Months 2.95 2.95 2.95 2.95
9 Months 2.95 2.95 2.95 2.95
12 Months 3.05 3.05 3.05 3.05

Eligible for protection by PIDM

Term Deposit-i (Commercial / Business Client)

Offer to buy commodity from Customers on deferred terms from 11th April 2014

2017
Tenure
Profit Rate (%)
July
August
September
October
1 Month 2.70 2.70 2.70 2.70
3 Months 2.90 2.90 2.90 2.90
6 Months 2.95 2.95 2.95 2.95
9 Months 2.95 2.95 2.95 2.95
12 Months 3.05 3.05 3.05 3.05

Eligible for protection by PIDM

General Investment Accounts1

General Investment Account-i (for deposits up to RM1 million only)
2017
Tenure
PSR & Profit Paid (%)
May
June
July
August
September
1 Months 54 : 46
2.70%
54 : 46
2.70%
54 : 46
2.70%
54 : 46
2.70%
54 : 46
2.70%
3 Months 58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
4 Months 58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
6 Months 59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
7 Months 59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
9 Months 59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
12 Months 61 : 39
3.05%
61 : 39
3.05%
61 : 39
3.05%
61 : 39
3.05%
61 : 39
General Investment Account-i (for SME customers)
2017
Tenure
PSR & Profit Paid (%)
May
June
July
August
September
1 Months 54 : 46
2.70%
54 : 46
2.70%
54 : 46
2.70%
54 : 46
2.70%
54 : 46
2.70%
3 Months 58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
58 : 42
2.90%
6 Months 59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
9 Months 59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
59 : 41
2.95%
12 Months 61 : 39
3.05%
61 : 39
3.05%
61 : 39
3.05%
61 : 39
3.05%
61 : 39
3.05%

Others

Yield from Islamic Banking Assets
2017
MAY
JUN
JUL
AUG
SEP
5.00% 5.00% 5.00% 5.00% 5.00%
  1. *Product not available for account opening.
  2. Current monthly rates are computed at the middle of the month and will be available on the 16th or the next business day of the month.
  3. For Mudharabah Investment Account, previous rates are not guarantee or reflection of future rates.
Yield from Islamic Investment Accounts
2017
MAY
JUN
JUL
AUG
SEP
5.00% 5.00% 5.00% 5.00% 5.00%
  1. *Product not available for account opening.
  2. Current monthly rates are computed at the middle of the month and will be available on the 16th or the next business day of the month.
  3. For Mudharabah Investment Account, previous rates are not guarantee or reflection of future rates.