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Terms and Conditions for Spend and Grab

Terms and Conditions
Spend & Grab Acquisition Campaign – September 2018

Campaign

1. The Standard Chartered Bank Malaysia Berhad (“SCBMB or the Bank”) Spend & Grab Acquisition (September 2018) Campaign (“Campaign”) will run from 1 to 30 September 2018, inclusive of both dates (“Campaign Period”).

2. By participating in this Campaign, participants agree to be bound by all the Terms and Conditions below.

Eligibility

3. The Campaign is only open to New Customers who:

a) apply for and whose applications are approved by the Bank for any of the following cards issued by the Bank (“SCB Credit Cards”) during the Campaign Period:
(i) Cashback Gold MasterCard
(ii) JustOne Platinum MasterCard;
(iii) Platinum Visa;
(iv) WorldMiles World MasterCard.
(v) Priority Banking Visa Infinite.

AND

b) maintain all their accounts with the Bank in good standing, without any breach of the terms and conditions or agreements, throughout the Campaign Period,

(‘’Eligible Customers’’)

“New Customers” mean applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card as principal cardholder within the past 6 months before the applicant’s credit card under this Campaign is issued.

4. New Customers whose card accounts are suspended, cancelled, or terminated for any reason during the Campaign Period or within 3 months after the end of the Campaign Period will not be entitled to receive any rewards under this Campaign.

Participation

5. To participate in this Campaign, Eligible Customers must:

(i) apply for any of the SCB Credit Cards listed above during the Campaign Period through the Bank’s online channel website at www.sc.com/my/credit-cards/); and

(ii) have their card application successfully approved by 31st October 2018; and

(iii) Eligible Customer must spend at least RM 2,000 on their approved SCB Credit Card within 60 days from the credit card approval date (Spend criteria).
(“Successful Eligible Customers”)

6. The Bank’s decision on records of the application and approval dates will be final and conclusive.

7. The approval of each application is subject to the Bank’s usual approving criteria.

Rewards

8. The Successful Eligible Customers will receive the following reward(s) (“Reward(s)”) as set out in Table A below:

Table A: Rewards
Card type Online Channel Reward only
 Cashback Gold Mastercard
 JustOne Platinum Mastercard
 Platinum Visa
 WorldMiles MasterCard
 Priority Banking Visa Infinite 1. RM500 Grab promo code voucher* for activation within 45 days from card approval date and spend RM2,000 within 60 days from card approval date
*Limited to first 250 Eligible Customers.

2. RM100 Cashback (“Cashback”) will be awarded to Eligible Customers who are not in the first 250 Eligible Customers list

9. The Grab promo code voucher will be delivered in the form of a unique code via SMS to the respective Eligible Customers’ mobile phone number as maintained in Standard Chartered Bank’s record. The Eligible Customers can key-in the unique code in the “Promo Code” box on Grab’s app prior to completing his/her transaction in order to redeem the voucher

10. The Grab promo code voucher is valid for a year from the date the unique code is received.

11. The Grab promo code voucher is valid for rides within Malaysia only.

12. The Grab promo code voucher can be used up to 50 rides only with each redemption at RM10.

13. The Grab promo code voucher is limited to the first 250 Eligible Customers who fulfill the participation requirements and the terms and conditions of this Campaign

14. Only one (1) Reward will be given to each Successful Eligible Customer regardless of the number of SCB Credit Cards applied for and duly approved.

15. Eligible Customers entitled to the Cashback will receive the Reward(s) credited to the Successful Eligible principal cardholder’s credit card account within 90 days from the last day of the month in which the card was approved.

16. The customer loses his/her entitlement to the Reward(s) and must immediately refund the value of the Reward(s) to the Bank if:

a) The customer breaches any of the terms and conditions of the SCB Credit Card; or

b) The Bank discovers at any time that the customer did not in fact satisfy the requirements under this Campaign.

17. This refund may be done by either of the following methods, at the Bank’s discretion, and Successful Eligible Customers agree for this to be done:

a) The Bank may charge the refund amount to the customer’s credit card account; or

b) The Bank may debit the refund amount from any current or savings account held by the customer with the Bank.

18. If a customer applies for several different credit cards under several different campaigns or promotions at the same time, and all his applications are approved, the customer is entitled to receive a reward under one promotion or campaign only. The Bank reserves the right to decide which reward is to be given to the customer.

19. The Bank will not entertain any request to change the Reward.

20. If you do not receive the Reward(s) within 90 days from the last day of the month in which the card was approved, you must inform us within 120 days from the last day of the month in which the card was approved. We will arrange for the crediting of the Reward(s) to you after the bank confirmed that you had fulfilled the requirement.

21. First round of fulfilment will be done in December 2018 for Cards approved in the month September and second round of fulfilment will be done in January 2019 for Cards approved in the month of October.

Mechanic(s)

22. There is no minimum number of retail transaction(s) that the Eligible Cardholder must make in order to participate in this campaign.

23. For the avoidance of doubt, retail transactions exclude cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions, Balance Transfers, Flexi on Payment, Flexi on Balance, Cheque-On-Call and Cheque-On-Call Plus.

24. The Eligible Cardholder (inclusive of any supplementary cardholder(s) spend), retail transactions made will be combined and tabulated together to determine whether the Eligible Cardholder is entitled to get the reward.

25. Charges which are subsequently voided, disputed or charged-back to the card, balance transfers, disputed transactions and any fees charged by the Bank, including but not limited to charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late fees, and such other charges are excluded from the definition of retail transactions for the purposes of this Campaign.

26. For retail transaction the amount of the transaction as posted to the Eligible Cardholder’s credit card account(s) during the Campaign Period will count towards meeting the Minimum Spend Criteria. Transaction made within the 60 days of the card approval date must be posted to the Eligible Cardholder’s credit card account(s) within seven (7) calendar days to be included towards meeting the Minimum Spend Criteria. Please note that transactions may be posted by the merchant as late as 30 days after the transaction date. The Bank will not be held responsible for late posting.

General

27. The Bank’s decisions relating to this Campaign are final and binding on all participants. If any matters arise which are not covered in these Terms and Conditions, they will be determined solely by the Bank.

28. The Bank may vary any of these Terms and Conditions and extend the Campaign Period. Any such change will be announced on any of the Bank’s electronic or non-electronic communication platform (i.e: Bank website at sc.com/my or branch or SMS or EDM)

29. Eligible Cardholder(s) acknowledge and agree to access SCBMB website at regular intervals to view the Terms & Conditions and to ensure that they are kept to date with any changes or variations to these Terms & Conditions.

30. By participating in this Campaign, all participants:
(i) consent for the Bank to disclose their particulars to the Bank’s service providers and suppliers for purposes of running this Campaign and delivering the Reward;

(ii) agree to participate in any interviews or other publicity events required by the Bank;

(iii) consent for the Bank to disclose or publish their personal information such as their names and identities and any general information that the Bank sees fit about the participants or their account(s) in any media, marketing or advertising materials; and

(iv) grant the Bank the absolute and unrestricted right to modify, use and/or publish any still or moving image of the participants for any Campaign, marketing, commercial or other related purpose, without any payment or compensation.

31. The Campaign and these Terms and Conditions are governed by the laws of Malaysia. The participants agree that the Courts of Malaysia have jurisdiction over all matters arising from this Campaign.