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  • Keep track of your Savings and Current Account balances
  • Transfer funds between your own bank accounts
  • Request for a new cheque book
  • Make payments from your savings or current account to your Credit Card
  • Check your Credit Card or Savings or Current Account transaction history
  • Check on your available Credit Card limit or minimum amount payable

Log in to Online Banking and subscribe to SMS Banking today.
Once you have registered for SMS Banking:

  1. You will receive a Welcome Message
  2. Simply send an SMS to 32656 with a relevant SMS code in this format
Request SMS Code
Type: SMS Code
Instructions on how to use SMS Banking service HL
Available Credit Card limit (combined accounts and supplementary card account included) CE
Unsubscribe Service UNSUB
Unsubscribe Pull Service UNSUBP
Unsubscribe Alert Service UNSUBA
Type: SMS Code<space>last 4 digits of your account number
Account balance enquiry BE
Last 5 account transactions TH
Available Credit Card limit (principal card account only) CE
Minimum Credit Card payment due CD
Last 5 Credit Card transactions CH
Cheque book request CB
Type: SMS Code<space>last 4 digits of Debiting Deposit Account No<space>last 4 digits of Crediting Account No<space>amount
Account fund transfer FT
Credit Card repayment CR


    • What does SMS mean?

      SMS stands for Short Message Service, also known as text messaging. This allows you to send and receive short messages via mobile. The message can contain up to 160 characters.

    • How does SMS Banking work?

      Customers simply compose and send an SMS to Standard Chartered using a pre-defined service code in the following format:

      BE<space><last 4 digits of your bank account number>

      The bank will then process your request and send the results to you via SMS.

    • What is Standard Chartered SMS Banking?

      It is a new service designed for customers who are constantly on the move. With SMS Banking, you can enquire about your account and credit card information via short text messaging.

    • What are the various service codes available?

      The service codes currently available are:
      BE - Balance Enquiry
      TE - Transaction Enquiry
      CB - Cheque book Request
      CE - Credit card Minimum payment due and Due Date
      HL - Help (please note this does not require your last 4 digits of your bank account)

      E.g. if you want to check your account balance and the last 4 digits of your bank account are 4545, simply send an SMS with 'BE 4545' to 32656. An SMS will then be sent to you displaying your account balance.

Learn more »

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  • App Store

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Click here to sign up now.

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Call Us

Call our hotline for further information.

1300 888 888

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

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Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.