Earn 5% Cashback on dining.


Welcome to a whole new world of exclusive and personalised Gold privileges. A world you have created, by selecting benefits that add more value to your life.

Additional Features
  • Ease of Use and Repayment: Your Gold credit card comes in NGN and can be used worldwide at merchants and ATMs where VISA cards are accepted. Repayments are made in your local currency using cash or cheque at any Standard Chartered branch in Nigeria.

  • Credit Life Insurance: As a Standard Chartered Credit cardholder, you will be automatically enrolled in the Credit Life Insurance program. For as little as 90 Kobo for every NGN 1,000 of your Standard Chartered Credit Card balance, you get peace of mind against life's uncertainties. In the unfortunate event of accidental permanent disability or death, the entire outstanding balance amount on your standard Chartered Credit Card account, including the balance amount on all your supplementary credit cards, will be waived without causing any inconvenience to your loved ones. This cover is subject to the terms and conditions of the Credit Life Insurance. Read More »

  • Earn 5% Cashback on Dining: Every time you use Standard Chartered Gold Credit Card to pay for dinner, you will be rewarded with 5% Cashback. So indulge and get more out of your spend. Make the Standard Chartered Gold Credit Card your most preferred option of payment. The maximum Cashback per month per card account is NGN 400. Terms and conditions apply.

  • Making Repayments: You can settle your credit card bill through our Internet banking platform, our mobile banking platform – Breeze, a standing instruction or by visiting any of our branches across Nigeria.

  • Standing Instructions: A standing instruction facility is automatically set-up to debit your bank account for the monthly Minimum Amount Due or the Total Amount Due on your credit card account. You can choose your preferred option.

  • Easy Credit: You enjoy the credit limit up to the amount indicated on the credit card carrier. Your credit card statement is generated once a month and you can repay the outstanding balance within 20 days from the statement date. Therefore, the credit card offers you interest-free credit for up to a maximum of 50 days. You have the option to pay as little as 1% of the total spend* plus any (interest, fees, charges and over-limit amount) or NGN 5,000, whichever is higher each month and the balance at your convenience.

  • 24-hour Internet Banking: Bank with us hassle-free from your office or the comfort of your home. Terms & Conditions apply

  • Take advantage of the Standard Chartered Credit Card privileges and make the most of what life has to offer.

Terms and Conditions apply

Useful Information

Call Us

Call our hotline for further information.

01 2704611 - 4
(when dialling in Nigeria)

+234 1 2704611 - 4
(when dialling from overseas)

Email Us

Alternatively, please drop us an email and we will contact you soon.

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Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.