Borrow

SmartCredit
What are the required documents for a Personal Loan?

The following documents are required:

  • Signed application form
  • Bank statements for the last 3 months
  • Pay slips for the last 3 months
  • Copy of driver's license, international passport, national ID or voter's card
  • Copy of company or staff ID card
  • Marriage or birth certificate (where applicable)
  • Letter of undertaking from employer to domicile your salary with Standard Chartered Bank
  • Utility bills or address verification documents
  • Important Information Documents (IID)
How long do I have to repay the loan?

You have up to 72 months to repay the loan depending on the organisation you work for and your income. You will be advised at the time of application.

Do I have to receive my salary through your bank to be eligible for the loan?

Yes. We require you to domicile your salaries and allowances with the bank. You will be required to instruct your employer to do so and your employer must confirm this in writing.

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Mortgage

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Ways to Bank

Online Banking
Who can apply for this service?

If you hold any (or a combination) of the following products from Standard Chartered, you can register for the service for free:

  • Savings Account
  • Current Account
  • Credit Card
How can I access Online Banking?

Call our 24-hour contact centre on 01 2704611-4 today to register for online banking.

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Call Us

Call our hotline for further information.

01 2704611 - 4
(when dialling in Nigeria)

+234 1 2704611 - 4
(when dialling from overseas)

Email Us

Alternatively, please drop us an email and we will contact you soon.

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Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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