Access to Visa sponsorship benefits.
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As a Standard Chartered Bank Visa Gold card holder, you will enjoy an exclusive range of benefits and privileges designed to let you get the most out of life. Select what inspires you and go enjoy.


  • Linked directly to your foreign currency account-you only get debited what you spend
  • Available in foreign currency
  • Secured by a Chip and PIN


  • Convenience – There's no need to take cash whenever you go shopping at home or abroad
  • Global Customer Assistance available 24 hours a day, wherever you are with Multi-lingual support
  • Global Emergency Assistance(Lost or stolen card reporting)
  • Travel Assistance: Free access to wide range of medical and legal advice for Visa Gold cardholders. Please call +971 (4) 253 6024 for assistance
  • Global Acceptance: Be welcomed. Your Visa Gold card is accepted at tens of millions of merchants worldwide
  • Enabled for internet transactions
    • Cardholder enquiry service
    • Contact service to issuer
  • Over 200 fantastic privileges on offer worldwide from exclusive retailers, gourmet restaurants and luxury travel partners
  • Access to Visa sponsorship benefits
  • Dedicated Visa premium customer service line at +1(303) 967 1096 or 1 (800) 847 2911
  • Great deals at Get discounts at 50,000 hotels worldwide


What is a Visa Debit Card

Visa debit card is an internationally accepted Visa ATM / Debit Card that is linked to your Standard Chartered Bank account, allowing spending on shopping outlets, online and cash withdrawals at ATMs

How long is my card valid for?

The validity period of the card is 5years from the date of issue

As a new Customer, Can I apply for an account and get an instant debit card

Yes. You can get your instant debit card at selected SCB locations. Kindly visit the selected branches listed here:

As an existing to Bank Customer, Can I replace my damaged, stolen, lost, expired card?


Is my Debit Card enabled for e-commerce? If not, what do I need to do?

Your card is not enabled for online (e-commerce) transactions by default. You are required to call our contact centre on +23412704611 to switch on this service.

Can I use my Visa debit card abroad?

This not currently enabled for use abroad.

What charges apply when I use my SCB Visa debit card abroad?

Please visit our website for current fees and charges on SCB debit cards.

Can Joint account holders apply for the cards?

Yes, Joint account holders can each have Visa Debit card provided the joint account can be operated singly.

What are the services which I can avail through my Visa Debit Card in Standard Chartered ATM sites?

You can avail an array of financial services at Standard Chartered ATM sites with your SCB Visa debit card.

  • Balance enquiry
  • Mini-statement requests
  • PIN change
  • Cash withdrawals
  • Deposit cash (Naira only)
Can I withdraw cash from the ATM using my Visa Debit Card in Nigeria

Yes, you can withdraw cash using your Visa debit card in Nigeria

What is the maximum limit that I can withdraw per day?

The maximum limit on

  • POS: 2 million (Naira)
  • ATM: N150,000(Naira)
  • Online transfer: N500,000 Naira(without token)
  • Online transfer: N5m Naira(with token)
Do I need a PIN to operate the Visa debit card? How will I get the PIN?

Yes, to operate your Debit Card, you will need a 4-digit PIN (Personal Identification Number). You can self generate the PIN for your card visiting nearest SCBN ATMs. You are requested to follow the below instructions to generate 4 digit PIN.
Steps to be followed to generate your 4 digit PIN

  • Insert Card in ATM
  • Press on PIN Change
  • Create 4 digit PIN
  • Press Enter
  • Press Return Card
  • Receive the Card
Is the card ready to use once I generate the PIN?

No, your card is ready to use only post your call our 24X7 Contact Centre using the dedicated phone lines (+234 1 270 4611-4 ) to activate the card.

What should I do to activate my Visa Debit card?

You need to visit nearest SCB ATMs and call our 24X7 Contact Centre to activate your card. You are requested to follow the below instructions to activate your card
Steps to activate the Visa Debit card

  • Contact our 24X7 Contact Centre using the telephone lines +234 1 270 4611-4
  • Request for card activation
  • Create 4 digit PIN
  • Card is activated post verification
  • Card ready to use for normal services.
Should I generate the PIN first and then call the contact centre to activate my card?

Yes, card activation is only possible post you generate the 4 digit PIN for your card.

What should I do if I forget my 4 digit PIN?

You can request a replacement card by visiting any of the 16 selected Standard Chartered Bank branches:
Steps to follow if you have forgotten your PIN

  • Call our 24X7 Contact Centre +234 1 270 4611-4 using dedicated lines to report a forgotten PIN
  • Bank’s representative will conduct verification and inform you to visit your nearest SCB branches for an immediate replacement debit card.
What other important things do I need to keep in mind?

Security of your PIN: - Your PIN should be confidential and known to you only. For Security reasons DO NOT write your PIN on your card and or any item in your wallet or purse or any item liable to be lost and stolen simultaneously with your card. The security of your Card & PIN is extremely important. If you fail to observe these security requirements you will be liable for any unauthorised use and any loss involved.

Report in case of Lost /Stolen card

Security is obviously a vital issue with cash cards. So if you suspect your card has been stolen or if you happen to lose your card, you need to report the loss or theft by calling our 24X7 Contact Centre +234 1 270 4611-4. Informing us through a phone call is the best way to advise us to safeguard your account

Can I stop the usage of my debit card on any channel?

You can stop the usage of your card for online (e-commerce transactions) by calling our contact centre on +234 1 270 4611-4
However, you will be unable to use the debit card for online transactions (e-commerce) when switched off

Useful Information

Apply Online

Click here to sign up now.

Apply Now

Call Us

Call our hotline for further information.

01 2704611 - 4
(when dialling in Nigeria)

+234 1 2704611 - 4
(when dialling from overseas)

Email Us

Alternatively, please drop us an email and we will contact you soon.

Email Us »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

You might also be interested in

Visa Platinum Debit Card

With the Standard Chartered Platinum card we say welcome to a world of exclusive privileges that befits your status. You enjoy higher spending limits and have access to more privileges.

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Naira Visa Debit Card

It allows you to access foreign exchange from your Naira account while abroad and Naira while in Nigeria. To get the Naira Visa Debit Card, all you need is a Naira account.

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Current Account

The Current Account is a transactional account that allows individuals carry out business transactions efficiently.

More details »
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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.