A target savings account designed to help parents accumulate wealth towards fulfilling their children's dreams, while teaching them to save right from an early age in a fun way. My Dream Account (MDA) is designed for children aged below 18 years. Debit Cards may be issued under minor accounts on request.

My Dream Account is converted to a Normal Savings Account when the minor turns 18 years.


  • Minimum account opening amount N5,000
  • Accepts cheque lodgements and dividend warrants up to N2m.
  • No monthly Maintenance Fee.
  • Minimum monthly contribution by standing order is N1,000
  • Minimum account maintenance monthly balance is N5,000 to enjoy the benefits
  • Maximum of 4 withdrawals per month to enjoy the interest benefit on the account for the month
  • Free e-Statements, Online Banking and e-Alerts on your account.


  • Complimentary invites to international university fairs and private school open day, children day events, etc
  • Competitive interest rates calculated daily and payable monthly.
  • Access to tips on education, lifestyle, parenting, schools’ newsletters etc
  • Invitation to sponsored events



    Documents Required
  • Opening balance – NGN 5,000
  • Birth Certificate (child)
  • International Passport for child (if available)
  • Parents or Legal guardians ID (International Passport; Drivers Licence or National ID)
  • Parents work ID (front and back copy)
  • 1 Passport photo (for both child & parent)
  • Proof of residence; either utility bill or tenancy agreement

Qualifying Criteria

  • Children aged below 18 years are the principal account holders while the parents/ legal guardian will be the custodians.

Useful Information

Call Us

Call our hotline for further information.

01 2704611 - 4
(when dialling in Nigeria)

+234 1 2704611 - 4
(when dialling from overseas)

Email Us

Alternatively, please drop us an email and we will contact you soon.

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Locate Us

Visit the branch that is nearest to you.

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Speaking Up

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