STANDARD CHARTERED BANK NEPAL LIMITED
This is to notify all our customers that with effect from 13th October 2017, the following interest rates will prevail.
INTEREST RATES*
DEPOSIT RATES MINIMUM BALANCE(IN NPR)*** LENDING RATES
%P.A. %P.A. %P.A.
NORMAL SAVING ACCOUNT 1.00 10,000 for Biratnagar, Pokhara, Narayangarh, Birgunj and all Kathmandu Valley Branches.
5,000 for all other outside Kathmandu Valley Branches.
WORKING CAPITAL LOANS EDUCATION LOAN Base Rate + 3.50 to 6.50
KIDDY BANK SAVINGS ACCOUNT 1.75 5000 Overdraft Base Rate + 3.5 to 6.5
DIVA SAVINGS ACCOUNT 1.75 25,000 Short Term Loan Base Rate + 2.50 to 6.00 AUTO LOAN Base Rate + 3.50 to 6.50
PAYROLL PLUS ACCOUNT **
(Under Savings Account)"
2.00 Demand Loan Base Rate + 2.50 to 6.00
SHAREHOLDER ACCOUNT 1.75 5,000 LATR / Import Loan Base Rate + 2.50 to 6.00 HOME LOAN
AMULYA BACHAT KHATA ** 2.35 100,000 Import Invoice Financing Base Rate + 2.50 to 6.00 less than 7 years Base Rate + 3.00 to 6.00
SPECIAL SAVING ACCOUNT** 2.75 300,000 equal to or more than 7 years Base Rate + 3.50 to 6.50
FIXED DEPOSIT: Term Loans Base Rate + 3.00 to 6.00
7-28 days:

Individual

Non Individual


2.0

1.5
PERSONAL LOAN Base Rate + 6.00 to 8.50
59 days:

Individual

Non Individual


3.5

3.0
Loan against Own Fixed Deposit 2% plus Base Rate or Coupon Rate whichever is higher
91 days:

Individual

Non Individual


4.0

3.5
GRAMEEN PRATHAMIK KARZA Base Rate + 5.50 to 8.00
182 days:

Individual

Non Individual


5.0

4.5
Loan against Fixed Deposit of Other Banks Other Banks Base Rate + 3.00 or Coupon Rate whichever is higher
1 year:

Individual

Non Individual


6.0

5.5
DEPRIVED SECTOR LOANS Base Rate + 1.0 to 4.0
2 years:

Individual

Non Individual


6.0

5.5
Loan Against SBLC/Bank Guarantee/ Government Bonds Base Rate + 2.0 to 4.0
3 years and above:

Individual

Non Individual


6.5

6.0
CALL DEPOSIT: ** 0.50 to 1.00
BUSINESS PLUS ACCOUNT **(Under Sweep Call Facility for SME Segment only): 0.25-1.00 Loan to Watchlist Customers Base Rate + 4.0 to 7.0 US $ DENOMINATED FCY LOANS Libor + 2.0 to 5.0
MONEY MAXIMIZER **
(Under Call Deposit Account):
1.00 Loans to Multinational Companies ** Base Rate + 2.00 to 4.00
FCY SAVING ACCOUNT:
USD INDIVIDUAL SAVINGS ACCOUNT 0.25
GBP INDIVIDUAL SAVINGS ACCOUNT 0.10
*Rates are indicative     **Conditions Apply     ***Account Balance in excess of the indicated minimum balance shall only be avaiable for withdrawal

Note:
1. Interest rates on consortium lending will be as per the decision of consortium subject to applicable base rate of this bank.

Base Rate as of Ashadh end 2074 as 6.47%

Interest Rate Spread as of Bhadra end 2074 as 4.87%

Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

Proceed

You're about to leave our website

This is to inform that by clicking on the hyperlink, you will be leaving sc.com/np and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/np

Proceed to third party website

You're about to leave our website

This is to inform that by clicking on the hyperlink, you will be leaving sc.com/np and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/np

Proceed to third party website