This is to notify all our customers that with effect from 12th September 2017, the following interest rates will prevail.
|DEPOSIT RATES||MINIMUM BALANCE(IN NPR)***||LENDING RATES|
|NORMAL SAVING ACCOUNT||1.00||10,000 for Biratnagar, Pokhara, Narayangarh, Birgunj and all Kathmandu Valley Branches.
5,000 for all other outside Kathmandu Valley Branches.
|WORKING CAPITAL LOANS||EDUCATION LOAN||Base Rate + 3.50 to 6.50|
|KIDDY BANK SAVINGS ACCOUNT||1.75||5000||Overdraft||Base Rate + 3.5 to 6.5|
|DIVA SAVINGS ACCOUNT||1.75||25,000||Short Term Loan||Base Rate + 2.50 to 6.00||AUTO LOAN||Base Rate + 3.50 to 6.50|
|PAYROLL PLUS ACCOUNT **
(Under Savings Account)"
|2.00||Demand Loan||Base Rate + 2.50 to 6.00|
|SHAREHOLDER ACCOUNT||1.75||5,000||LATR / Import Loan||Base Rate + 2.50 to 6.00||HOME LOAN|
|AMULYA BACHAT KHATA **||2.35||100,000||Import Invoice Financing||Base Rate + 2.50 to 6.00||less than 7 years||Base Rate + 3.00 to 6.00|
|SPECIAL SAVING ACCOUNT**||2.75||300,000||equal to or more than 7 years||Base Rate + 3.50 to 6.50|
|FIXED DEPOSIT:||Term Loans||Base Rate + 3.00 to 6.00|
|7-30 Days**||2.50||PERSONAL LOAN||Base Rate + 6.00 to 8.50|
|59 Days||4.00||Loan against Own Fixed Deposit||2% plus Base Rate or Coupon Rate whichever is higher|
|89 Days||4.50||GRAMEEN PRATHAMIK KARZA||Base Rate + 5.50 to 8.00|
|180 Days||5.50||Loan against Fixed Deposit of Other Banks||Other Banks Base Rate + 3.00 or Coupon Rate whichever is higher|
|1 Year||6.50||DEPRIVED SECTOR LOANS||Base Rate + 1.0 to 4.0|
|2 Years||6.50||Loan Against SBLC/Bank Guarantee/ Government Bonds||Base Rate + 2.0 to 4.0|
|3 Years & above||7.00|
|CALL DEPOSIT: **||0.50 to 1.00|
|BUSINESS PLUS ACCOUNT **(Under Sweep Call Facility for SME Segment only):||0.25-1.00||Loan to Watchlist Customers||Base Rate + 4.0 to 7.0||US $ DENOMINATED FCY LOANS||Libor + 2.0 to 5.0|
|MONEY MAXIMIZER **
(Under Call Deposit Account):
|1.00||Loans to Multinational Companies **||Base Rate + 2.00 to 4.00|
|FCY SAVING ACCOUNT:|
|USD INDIVIDUAL SAVINGS ACCOUNT||0.25|
|GBP INDIVIDUAL SAVINGS ACCOUNT||0.10|
|*Rates are indicative **Conditions Apply ***Account Balance in excess of the indicated minimum balance shall only be avaiable for withdrawal|
Base Rate as of Ashadh end 2074 as 6.47%
Interest Rate Spread as of Shrawan end 2074 as 5.07%