Critical Care

Criteria Description
Eligibility Minimum Age- 18 Years; Maximum Age- 59 Years
Coverage Amount According to Package
Policy Term 5 Years (Yearly Renewable)
Mode of Payment
Waiting Period for Claims
Annual, Semi- Annual
60 days from the Policy effective date

Benefits Description
Death In case of death of Insured, Beneficiary will receive Lump sum amount of Death benefit as specified in the policy document.
Critical Illness coverage for 31 listed Major diseases In case the Insured is diagnosed and proved as suffering from any one of the listed 31 diseases within age 60 years, he/she will receive lump sum amount of Critical Illness coverage as specified in the policy.

Note: Pre- existing medical conditions related to dreaded diseases are excluded and not covered by this policy.


Standard Chartered Bank Nepal Limited is a licensed Corporate Agent of MetLife (American Life Insurance Company) for life insurance products.

The insurance plans of MetLife are underwritten and issued by MetLife & claims will also be settled by MetLife as per the terms and conditions of the policy.

For more details or risk factors, terms and conditions, exclusions please read the terms and conditions carefully, before buying any products. Please refer policy document for exact terms and conditions and specific details applicable to the Insurance Policy. Standard Chartered Bank Nepal Limited does not accept any responsibility nor gives any warranty, express or implied, as to the accuracy, reliability and completeness of any statement made in or the omission of any provisions of the contract of Insurance and the Bank does not accept any liability for loss or damage of whatsoever nature, which may be attributable to your application, its receipt, payment of claims under it or the contract of Insurance. Your participation in this insurance product is purely on a voluntary basis. We advise you to take your own professional advice before you participate.

Insurance is the subject matter of solicitation.

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