Withdraw funds as and when you require.


Standard Chartered's Revolving Credit facility gives you freedom and flexibility, ensuring you always have cash available for urgent needs. This line of credit is an ideal solution designed to help you meet any unforeseen expenses.

Simply manage your liquidity by withdrawing funds or making payments as and when they are required using your ATM / debit card, cheque book, pay order or even Online banking.

Special Features

  • Mark-up charged only on utilised amount of the daily outstanding balance
  • Evergreen line with automatic yearly renewal
  • Easy access through cheque book, VISA ATM / debit card and Online banking


  Employee Banking Non Employee Banking
Pricing 30% APR 33% APR
Annual Fee PKR 3,000


    • How can I apply for Ready Cash Facility?
      We do not offer this facility anymore. Please check our Easy Credit page if you are interested in applying for an evergreen revolving facility

    • What are the credit facility tenure options?
      There are no tenure options as this is an evergreen line with yearly automatic renewals.

    • Are there any additional charges?
      An annual fee of PKR 3,000 will be charged on automatic renewals.

    • How do I repay the utilized amount?
      You can repay the amount into the Ready Cash Repayment account which will be mentioned on your monthly statement. You can deposit the required amount through drop boxes, walk in at branch, IBFT (Inter Bank Funds Transfer) facility at ATMs. Account holders can also use Online banking, SC Mobile and Client Centre to make the desired payments.

Learn more »

Call Us

Call our hotline for further information.

111 002 002

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.