Features

Earn 5,000 bonus Skywards Miles on sign-up and card activation

Earn 5,000 bonus Skywards Miles on sign-up and card activation

With your Emirates Standard Chartered Platinum credit card, you will earn up to 5,000 bonus Skywards Miles when you sign-up and activate your Emirates Standard Chartered Platinum credit card.

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Earn up to 8,000 bonus Skywards Miles annually

Earn up to 8,000 bonus Skywards Miles annually

With your Emirates Standard Chartered Platinum credit card, you are eligible to earn up to 8,000 bonus Skywards Miles annually. You will be able to avail of this benefit upon paying the card’s joining/annual fee and purchasing a ticket to any destination on the Emirates network, as long as it is valued at PKR 25,000 or more. A maximum of 8,000 bonus Miles will be awarded if 1 ticket is purchased, valued at PKR 25,000 or more.

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Earn up to 4 Skywards Miles for every Rs.125 when you spend on your Emirates Standard Chartered Platinum Credit Card

Earn up to 4 Skywards Miles for every Rs.125 when you spend on your Emirates Standard Chartered Platinum Credit Card

Let’s say you spend Rs 250,000 on average, every month, on your card for everyday spending such as fuel, groceries, shopping and dining. In a year, this level of spending will help you earn 24,000 Skywards Miles. Not just this, if you are short of Skywards Miles to travel to your dream destination, we offer you the following option to boost your Skywards Miles:
International purchases
On foreign currency transactions, with Rs 250,000 spend per month, you can earn 48,000 Skywards Miles annually.

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Spend in/ at Amount Skywards Miles Earned
Local Currency PKR 125 1 Skywards Mile
Foreign Currency PKR 125 2 Skywards Miles
Emirates.com or Emirates Sales Centers in local currency PKR 125 2 Skywards Miles
Emirates.com or Emirates Sales Centers in foreign currency PKR 125 4Skywards Miles

Enjoy 25% off on purchase of Skywards Miles

Enjoy 25% off on purchase of Skywards Miles

With your Emirates Standard Chartered Platinum credit card, you can avail of 25% discount on purchasing Skywards Miles from emirates.com to help you get closer to your next reward.

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Airport Lounge Access

Airport Lounge Access

The card entitles you to unlimited complimentary access to over 20 lounges worldwide via LoungeKey and CIP international airport lounges in Pakistan. Emirates Standard Chartered Platinum credit cardholders have the privilege of having relaxing, stress-free journeys wherever they go.

For more information and a complete list of lounges, please visit www.loungekey.com/visaplatinummena

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Complimentary Airport Transfers

Complimentary Airport Transfers

Experience luxury before and after your flight with complimentary airport pick-up and drop-off service in Pakistan. Our luxurious airport pick and drop service offers comfort and class to keep you at ease.

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Priority Check-in

Priority Check-in

Skip the lengthy lines and access Emirates Business Class check-in desks in Pakistan when travelling in Economy class, by simply presenting your Emirates Standard Chartered Platinum credit card at the check-in counter.

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The Good Life

The Good Life

Enjoy exclusive dining and lifestyle privileges on your Emirates Standard Chartered Platinum Credit Card at over 250 merchants worldwide. You can avail discounts of up to 50% at your favourite restaurants and shopping outlets in Pakistan and abroad. Simply present your card at the outlet to avail the benefit. So make the most of our wonderful discounts at home and abroad.
 
You can find out more about our Good Life privileges on our website https://www.sc.com/pk/credit-cards/the-good-life-privileges/  

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Travel Insurance

Travel Insurance

With your Emirates Standard Chartered Platinum credit card, you get coverage while travelling anywhere in the world against accidental death, permanent disablement or travel inconvenience

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Coverage for Inconvenience
Flight Delay* PKR 30,000
Delay of Baggage* PKR 30,000
Loss of/or damage to backage PKR 120,000
Limit of Indemnity PKR 40,000,000
Death 100%
Permanent Total Disablement
Permanent loss of both eyes or two limbs 100%
Permanent Total loss of one eye and one limb 75%
Permanent Total loss of one eye or one limb 50%
Permanent Total loss of one finger or thumb or toe 10%

Concierge Services

Concierge Services

With our dedicated Concierge Services, enjoy personalized travel and lifestyle services. Book hotel stays, holiday packages and more on a single call

Complimentary Visa Assistance
With your Emirates Standard Chartered Platinum Credit Card, you can free yourself from all the research, planning and organising. Avail complimentary visa assistance through Standard Chartered Concierge Services. We will guide you on visa documentation, form filling and application details. All you need to do is call on 111-722-723.

Bespoke Airport Luxuries

Bespoke Airport Luxuries

Enjoy up to 15% off on bespoke airport services around the world at over 450 destinations globally with Emirates Standard Chartered Platinum credit card. Book via cemea.yqnowgroup.com and the applicable discount will be applied directly to the transaction*

For more information and terms, visit https://cemea.yqnowgroup.com/

*Subject to change

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Car Rental Services

Car Rental Services

Enjoy up to 20% on standard rates and 10% off on leisure rates when you book via Avis Car Rental on your Emirates Standard Chartered Platinum credit card. Simply visit www.avisworld.com/visa to avail the offer*

*Subject to change

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Visa Luxury Hotel Collection

Visa Luxury Hotel Collection

With your Emirates Standard Chartered Platinum credit card, experience luxury like never before with Visa Luxury Hotel Collection. Visa Luxury Hotel Collection is composed of over 900 intriguing and prestigious properties. All properties, from boutique gems to world famous hotels, provide a premium collection of benefits specially designed to offer an unparalleled experience.
Offer:
– Book through visaluxuryhotels.com to avail the offer
– Best available rate guarantee
– Automatic room Upgrade upon arrival
– Complimentary in-room Wi-Fi
– Complimentary continental breakfast daily
– $25 USD food or beverage credit
– VIP guest status
– 3pm check out upon request
  
*Subject to change

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Cash Advance

Cash Advance

You can withdraw cash up to your cash advance limit on your Emirates Standard Chartered Platinum Credit Card at ATMs and financial institutions displaying Visa and Plus logo.

Supplementary cards

Supplementary cards

Give your loved ones the Emirates Standard Chartered Platinum Credit Card and earn Skywards Miles on their card spend as well. Avail up to 5 Supplementary Cards by applying on our website www.sc.com/pk or visiting your nearest branch. 

Digital Convenience

Digital Convenience

Enabled with Touch login feature, Standard Chartered Mobile Banking brings you simpler, smarter way to bank with a refreshed user experience. The mobile app allows you to manage your Credit Card and bank account anywhere at any time, add local and Standard Chartered beneficiaries with the ‘add bill payee’ feature, pay utility, airline, broadband, telecom bills and school fees through your mobile devices. Simply sign up for online banking service on our website www.sc.com/pk and start using Standard Chartered Mobile banking on your smart phones.
 
Have your Emirates Standard Chartered Platinum Credit Card statements emailed to you so you can stay up to date no matter where you are. You can subscribe for e-statements by calling on 111-722-723.

SMS Alerts

SMS Alerts

Stay informed on all transactions made using your card by availing our SMS Alert service. Simply register your mobile number by calling 111-722-723.

Aasan Instalment

Aasan Instalment

Aasan Instalment allows you to avail instalment plans on your credit card and pay back in equal monthly instalments.

With Aasan Instalment:

  • Purchase your favourite products at 0% APR from our catalogue on www.sc.com/pk
  • Convert your credit card balance into an instalment plan with ease
  • Avail Balance Transfer Facility at attractive rates
  • You can utilize your available credit limit in the form of cash and pay for it in instalments*

Avail Aasan Instalment by calling 111-722-723 and placing your order.

*Subject to Bank policies

Redemption Channels

Emirates reward flights

Emirates reward flights

Purchase reward tickets on emirates.com, starting from 15,000 Skywards Miles

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Reward Upgrades

Reward Upgrades

Upgrade from Economy Class to Business Class or from Business Class to First Class, starting from 9,000 Skywards Miles

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Cash + Miles

Cash + Miles

Pay for your flight using a combination of cash and Skywards Miles, starting from 2,000 Skywards Miles to bring down the cost of your ticket. For more details, visit emirates.com

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Shop at Dubai Duty Free

Shop at Dubai Duty Free

Make your airport experience more rewarding. Use your Skywards Miles when purchasing products at Dubai Duty Free, starting from just 4,500 Skywards Miles. You can also choose to pay with Miles and cash or card. If you pay with your Emirates Standard Chartered Platinum Credit Card you will earn Skywards Miles on the payment as well.

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Hotel Stays

Hotel Stays

Spend your Skywards Miles on hotel stays at over 400,000 properties worldwide with Emirates Skywards hotel-booking partner Rocketmiles. Redemptions start from 5,000 Skywards Miles and you can pay with a combination of Miles and cash. If you pay with your Emirates Standard Chartered Platinum Credit Card you will earn Skywards Miles on the payment as well.


Earn between 500-10,000 Skywards Miles per night when you book your hotel stay with Emirates Skywards hotel-booking partner Rocketmiles. This is in addition to the Miles you will earn when paying with your card. You can choose from over 400,000 properties worldwide, ranging from affordable hotels to luxury resorts

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Emirates High Street

Emirates High Street

Choose from a range of global luxury brands and everyday items and accessories with over 550 products on offer. You can pay with Skywards Miles or a combination of Miles and cash. If you pay with your Emirates Standard Chartered Platinum Credit Card you will earn Skywards Miles on the payment as well.

For more information visit emirateshighstreet.com

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Terms and Conditions

Terms and Conditions for Benefits and Rewards

Bonus Skywards Miles on sign up and activation

  • Please allow four to six weeks for the bonus Miles to be credited to your Emirates Skywards account
  • This offer is for new cardholders only
  • You will be eligible to earn the bonus Miles only once upon sign-up and approval of the card
  • If you cancel and subsequently re-apply for the card, you will not be eligible for the bonus Skywards Miles


Earn up to 8,000 Bonus Skywards Miles annually

  • The primary cardholder will be eligible to earn up to 8,000 bonus Skywards Miles upon purchasing a ticket to any destination on the Emirates network, as long as it is valued at PKR 25,000 or more.
  • You will receive a promotion code and details on the booking process within 6 to 8 weeks of activating your card. The promotion code is valid for 12 months from your card approval
  • The bonus Miles will only be credited if the Emirates ticket is booked for the primary cardholder and paid using the Emirates Standard Chartered Platinum Credit Card.
  • This offer is applicable for bookings in any class of travel.
  • Each year upon payment of the annual fee, the primary cardholder will re qualify for the bonus Miles offer.
  • This offer is not applicable on Cash+Miles flight bookings.
  • Bonus Skywards Miles do not apply towards reissued tickets.
  • The bonus Miles will be credited to the cardholder's Emirates Skywards account within 7 days of purchasing the ticket. If the ticket is subsequently cancelled the bonus Miles will be reversed.


Earn Rate on Emirates Standard Chartered Platinum Credit cards

  • Skywards Mile for every PKR 125 spent locally. Local/Domestic spend means any eligible transaction in PKR currency. Transactions outside Pakistan in PKR currency will be classified as Local spend
  • Skywards Miles for every PKR 125 spent in foreign currency (non-PKR)
  • Skywards Miles for every PKR 125 spent on Emirates. Emirates spend is categorised as transactions done either on emirates.com or at the Emirates Sales office
  • Skywards Miles for every PKR 125 spent on Emirates in foreign currency (non-PKR)
  • Transactions that are not eligible to earn Skywards Miles include, but are not limited to balance transfers, Dial a Cheque, conversion to instalment plans, any fees and charges paid on the card account; transactions that the Bank decides are disputed, unauthorized, illegal and/or fraudulent
  • Skywards Miles will be credited to the primary cardholder's Emirates Skywards account within 15 days
  • The number of Skywards Miles earned from credit card spend will be displayed on the primary cardholder's monthly credit card statement.
  • Where a refund is made on your card, your Skywards Miles total will be adjusted accordingly by the Bank from your subsequent Miles earnings.
  • If you are already an Emirates Skywards member it is your responsibility to enter your existing membership number when applying for the card. Please note the Emirates Skywards membership number you give us must be for an Emirates Skywards account in your name.
  • If you are not an existing Emirates Skywards member, your personal information will be shared by the Bank with Emirates to enrol you in the Emirates Skywards programme and credit the Skywards Miles to your account
  • If you have any supplementary cardholders on your card account, any Skywards Miles they earn by spending on their cards will also be credited to your Emirates Skywards account.
  • Emirates Skywards programme rules apply


25% off on purchase of Skywards Miles with your Emirates Standard Chartered Platinum Credit card

  • Skywards Miles can be purchased online by visiting emirates.com/pk. You need to log in to your Emirates Skywards account and follow the Purchase Miles process
  • The 25% discount will automatically be added when you check out to pay for the Miles, providing you pay with your Emirates Standard Chartered Platinum Credit Card
  • Emirates Skywards Purchase of Miles rules apply:
  • Tier Miles cannot be purchased
  • The minimum number of Skywards Miles that can be purchased is 2,000
  • Skywards Miles can only be purchased in blocks of 1,000
  • A maximum of 25,000 Skywards Miles can be purchased by or for any Emirates Skywards member in a calendar year
  • Purchased Skywards Miles are non-refundable
  • You must have at least one earning activity in your Emirates Skywards account (earned by flying on Emirates or through a partner transaction) to be eligible to purchase or receive Skywards Miles
  • Skywards Miles must be purchased at least 48 hours before booking


Airport Lounge Access

  • This benefit can be availed by the cardholder only.
  • Cardholders can get complimentary access to CIP International airport lounges in Pakistan by presenting the Emirates Standard Chartered Platinum Credit Card upon arrival at the lounge.
  • Cardholder is eligible for a maximum of 6 member visits per calendar year
  • For additional visits, cardholder will be charged at US$27 per visit
  • For additional guests, cardholder will be charged at US$27 per visit


Airport Transfer Service

  • Primary cardholders purchasing a ticket on an Emirates marketed and operated flight using their Emirates Standard Chartered Platinum Credit Card will be eligible for complimentary airport transfers for both pick-up and drop-off in Pakistan
  • This service is provided by Hertz
  • The service will be provided when the Emirates ticket is purchased from the Emirates website or Emirates Sales office
  • To avail of the transfer the cardholder needs to book the service at least 72 hours prior to the flight
  • The service is only applicable if the ticket is purchased under the cardholder's name
  • In case of group travel, the service will be provided if the cardholder is one of the travellers
  • Only one car will be provided on a complimentary basis with a maximum of 3 passengers and 2 luggage items
  • In case the ticket is cancelled or flight schedule is changed, the cardholder needs to inform the service provider
  • This service is available if the ticket is booked to any Emirates destination and in any class of travel
  • Airport transfer service is not valid for Emirates Economy Class tickets to and from Dubai.


Priority Check-in

  • The Emirates Standard Chartered Platinum Credit Card offers you access to the Business Class check-in desks when travelling Emirates in Economy Class from Pakistan. This benefit is only applicable at airports in Pakistan where Emirates flies from
  • You can avail of this benefit when you have purchased a ticket with your Emirates Standard Chartered Platinum Credit Card by simply presenting your card at the check-in counter
  • You may utilise this benefit unlimited times when travelling Economy Class from Pakistan
  • This benefit is applicable to the primary cardholder and accompanying family


Travel Inconvenience and Accident Insurance

  • Ticket must have been purchased using Emirates Standard Chartered Platinum Credit Card either through Emirates website or Emirates Sales Office.
  • Applicable on Flight delay / delay of baggage of more than 6 hours only,


Redemption through Cash+ Miles, Reward Upgrades, Emirates Reward Flights, Dubai Duty Free, Hotel Stays and Emirates High Street

  • All Skywards Miles redeemed by the cardholder will be governed by the Emirates Skywards programme rules.


Bespoke Airport Luxuries

  • Emirates Standard Chartered Platinum credit cardholders can book via https://cemea.yqnowgroup.com/ and the applicable discount is applied directly to the transaction
  • Booking for the services must be made at least 72 hours prior to commencement of travel
  • Offer not to be used in conjunction with other promotions
  • Cardholders can also book other services such as limo transfer, visa on arrival, baggage porters, etc.


Car Rental Services

  • For more information, visit www.visamiddleeast.com/visaplatinum

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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