Visa Debit Card Features

global worldwide access

Use your own money at 27 million outlets and 160 countries worldwide wherever Visa is accepted.

atm flexibility deposit withdrawal

Each withdrawal taken directly from your Standard Chartered Bank Account.

people 24h concierge service

You can call support 24 hours a day, 7 days a week with any queries.

atm service

You can generate your ATM PIN by calling up our 24 hours helpline 111 002 002 and following the directions through IVR (interactive voice response). You may change your PIN any time by visiting the nearest Standard Chartered ATM.

money other cash

Use your debit card to withdraw cash at any Standard Chartered Bank ATM or any ATM worldwide that displays the Visa symbol.

purchase basket order cart 01

Use your debit card for all your shopping, at home and abroad.

petrol cashback

Use your debit card to pay for petrol at any filling stations.

misc meal restaurant dining

Use your debit card to pay for dinner at your favourite restaurants.

form sms email estatement

With our eStatement service, you can relax and enjoy the convenience of receiving the summary of your debit card transactions on a monthly basis in your email inbox. Subscribe for this service, free of charge by filling out a form at your parent branch.

people call assistance

If you become aware that your debit card is lost or stolen, immediately call our 24-hour Phone Banking at 111 002 002 or from outside Pakistan call (9221) 111 002 002 to report loss / theft. You are protected from financial liability arising from any unauthorised transaction done on your card after being reported lost / stolen. We’ll cancel your old card and order a new one for you straight away.

Visa Debit Card is an internationally accepted Visa ATM / Debit Card that is linked to your Standard Chartered Bank account, allowing spending on shopping outlets and cash withdrawals at ATMs.

A Visa Debit Card allows you to pay for your purchases using your own money through the Visa network, while a credit card provides you with the ability to access credit, which you then repay at a later date.

This means with Visa Debit Card you can access the Visa network using your own money without worrying about receiving a credit card bill at the end of each month.

  • On your purchase the cashier will insert the Card and give you the POS machine to input your code
  • Check the transaction amount and enter the code
  • Once the transaction is complete, the amount will be deducted from your Standard Chartered Bank Account

The validity period of the card is 5 years from the date of issue.

ATM withdrawal of up to PKR 50,000.

Item Description

Card Fees Issuance fee:
Up to PKR 1,750 for Current Account
Up to PKR 1,750 for Savings Account

Annual card fee:
Up to PKR 1,000 for Current Account
Up to PKR 1,000 for Savings Account
Cash withdrawal / Balance Enquiry at SCB ATMs No charges apply
Cash withdrawal / Balance Enquiry at non-SCB ATMs PKR 18.75 for cash withdrawal

Currency conversion fee on foreign transactions (ATM / POS) 8% of the transaction amount of any foreign currency transaction (ATM / POS) made or charged to your account.

The exchange rate between the transaction currency and the billing currency used for processing foreign currency transactions is a wholesale market rate selected by Visa from within a range of wholesale rates in effect plus the percentage that Standard Chartered Bank charges for the Foreign Currency Conversion Fee above.

Call Us

Call our hotline for further information.

111 002 002

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me

Locate Us

Visit the branch that is nearest to you.

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Visa Debit Card No bill payments at the end of the month as you make purchases using your own money.


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