Save and protect your family's future with a Takaful plan that is compliant to your beliefs and principles.
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At Standard Chartered, we understand the importance of saving for your personal needs. Savings help to ensure a better future for you and your loved ones.

Standard Chartered Bank Pakistan Limited (SCBPL) introduces 'Mustaqbil', a Takaful (Islamic Insurance) plan underwritten by Pak-Qatar Family Takaful Limited to ensure a brighter more relaxed future for you and your family. Now you can save and protect your family's future with a Takaful plan that is compliant to your beliefs and principles.

Even more, you don't need to fill out a lengthy form or visit the doctor to avail 'Mustaqbil', simply walk into any of our branches and be able to walk out covered with a membership within 30 mins.

Mustaqbil is offered by Pak-Qatar Family Takaful and can be availed through any SCBPL Branch.


    • What is Mustaqbil Plan?
      'Mustaqbil' is a regular contribution Takaful plan that pays out a cash benefit in the unfortunate case of death or upon a pre-determined maturity date set by the participant.

    • What is Takaful?
      Takaful is an Islamic way of safeguarding yourself and your family against future financial losses. It is a fully transparent, and fair ethical arrangement, which assists participants to share their risks on the basis of cooperation, brotherhood, mutuality and solidarity for a common good. Takaful products observe the rules and regulations of Shariah.

    • What is Surplus Sharing and how does that make any difference to me?
      Surplus sharing is a key concept in Takaful and differentiates Takaful from conventional insurance. All contributions paid under Takaful are meant to guarantee two benefits; one a death benefit that is guaranteed by contributions to the Waqf fund and the other is the maturity value that is steadily built up through contributions to the participant’s investment account.

      In case of any surplus in the Individual Family Takaful Participants Fund, this surplus is distributed among the participants in proportion to their net contribution into fund. This surplus amount will be given to the participant in the shape of additional units being added to his/her investment account.

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